4 Sumner Ct, Toano, VA 23168 Property Records

James City County property record for 4 Sumner Ct, Toano, VA 23168 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1999
Square Footage	1,728 sqft Living Area
Lot Size	37,462 sqft (0.86 acres)
Occupancy	Owner Occupied
Last Sale	$137,000 (1999)
Tax Bill	$2,086.00 (2019)

Property Details

APN / Parcel Number

Primary APN	`22-2 05-0-0019`
Alternative APN	`228`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,728 sqft Living Area
Gross Area	2,592 sqft Gross Area
Basement Area	864 sqft Basement
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Concrete Exterior
Roof Material	Composition Shingle Roof
Lot Area	37,462 sqft (0.86 acres)
Deck Area	120 sqft Deck
Patio Area	120 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	228
Street Address	4 SUMNER CT
City	TOANO
State	VA
Zip	23168-9044
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L-19 S-2 HUNTER'S CREEK
Legal Subdivision	HUNTERS CREEK
Legal Lot Number	19
Jurisdiction	JAMES CITY VA
Minor Civil Division	STONEHOUSE
Census Blockgroup	2
Census Block	2005
Census Tract	80402

Owner

Source: James City County records · APN 22-2 05-0-0019

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 SUMNER CT, TOANO, VA 23168-9044
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 1999 · Amount on Record
Deed Sale	Feb 12, 1999 · Amount on Record
Deed Doc Number	990003015
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4 SUMNER CT, TOANO, VA 23168-9044
Document Number	0000007324
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SUMNER CT TOANO VA 231689044, TOANO, VA 23168-9044

Mortgage

Document Number	0000007324
Date	May 22, 2020
Instrument	7324

Lender

Name	HOMETOWN LNDRS

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$362,000 (+28.14%) Land $68,400 Building $293,600	$362,000 (+28.14%) Land $68,400 Building $293,600
2023		$282,500 Land $62,700 Building $219,800	$282,500 Land $62,700 Building $219,800
2019	$2,086.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.