7 Stuart Ter, West Orange, NJ 07052 Property Records

Essex County and West Orange Township property record for 7 Stuart Ter, West Orange, NJ 07052

Property Summary

Property Type	Single Family Home
Details	1,810 sqft · built 1925
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Nov 2019)
Tax Bill	$15,662 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-00113-04-00014`

Property Details

APN / Parcel Number

Primary APN	`22-00113-04-00014`
Alternative APNs	`2200113000400014` `2200113D00014`

Interior

Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,810 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2200113D00014
Street Address	7 STUART TER
City	WEST ORANGE
State	NJ
Zip	07052-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	45X100
Legal Block	113.4
Legal Lot Number	14
Jurisdiction	ESSEX NJ
Township / Civil Division	WEST ORANGE
Census Block Group	3
Census Block	3004
Census Tract	17600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Llewellyn Park Historic District listed 1986 · 112 contributing resources · NRIS 86000423

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and West Orange Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 STUART TER, WEST ORANGE, NJ 07052-5718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 3, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 27, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Mar 6, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MTG
Aug 1, 2019	Grant Deed, Transfer · FHA Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Jul 29, 2003 · Amount on Record
Deed Document Number	2019202019112223
Prior Transfer Date	Mar 6, 2019
Prior Transfer Doc	202019112223
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 STUART TER, WEST ORANGE, NJ 07052-5718
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000093172
Date	Jul 30, 2021
Instrument	2021093172

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 STUART TER, WEST ORANGE, NJ 07052-5718
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013797
Date	Mar 3, 2023
Instrument	2023013797

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 STUART TER, WEST ORANGE, NJ 07052-5718
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 STUART TER, WEST ORANGE, NJ 07052-5718

Mortgage

Document Number	0000043131
Date	Jul 19, 2023
Instrument	2023043131

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Aug 1, 2050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESSEX NJ
Property Address	7 STUART TER, WEST ORANGE, NJ 07052-5718
Document Number	0000007531
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 STUART TER WEST ORANGE NJ 070525718, WEST ORANGE, NJ 07052-5718

Mortgage

Document Number	0000007531
Date	Jan 20, 2021
Instrument	7531

Lender

Name	PENNYMAC
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

Interest

Rate	3.12%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 STUART TER, WEST ORANGE, NJ 07052-5718
Document Number	0000071256
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 STUART TER WEST ORANGE NJ 070525718, WEST ORANGE, NJ 07052-5718

Mortgage

Document Number	0000071256
Date	Aug 1, 2019
Instrument	71256

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 1, 2019
Property Address	7 STUART TER, WEST ORANGE, NJ 07052-5718
Document Number	0000112223
Instrument Date	Mar 6, 2019
Instrument	112223
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 STUART TER WEST ORANGE NJ 070525718, WEST ORANGE, NJ 07052-5718

Mortgage

Document Number	71256
Date	Aug 1, 2019
Instrument	71256

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

Source: Essex County and West Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	West Orange Township
Unified School District	West Orange Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,200 (-) Land $213,000 Building $383,200	$596,200 (-) Land $213,000 Building $383,200
2025	$15,662.00 (+14.71%)	$596,200 (+104.53%) Land $213,000 Building $383,200	$596,200 (+104.53%) Land $213,000 Building $383,200
2024	$13,653.00 (+5.57%)
2023		$291,500 Land $109,500 Building $182,000	$291,500 Land $109,500 Building $182,000
2022	$12,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1978–2023)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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