2 Stuart Ter, West Orange, NJ 07052 Property Records

Essex County and West Orange Township property record for 2 Stuart Ter, West Orange, NJ 07052

Property Summary

Property Type	Single Family Home
Details	2,094 sqft · built 1935
Lot Size	0.249 acres (10,864 sqft)
Owner	Individual Name on Record
Last Sale	$655,000 (Dec 2024)
Tax Bill	$15,342 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-00113-02-00005`

Property Details

APN / Parcel Number

Primary APN	`22-00113-02-00005`
Alternative APNs	`2200113000200005` `2200113B00005`

Interior

Stories	2 Stories
Building Area	2,094 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	10,864 sqft (0.249 acres)
Lot Dimensions	153 ft deep x 71 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2200113B00005
Street Address	2 STUART TER
City	WEST ORANGE
State	NJ
Zip	07052-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	71X153
Legal Subdivision	TOWNSHIP/WEST ORANGE
Legal Block	113.2
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	WEST ORANGE
Census Block Group	3
Census Block	3004
Census Tract	17600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Llewellyn Park Historic District listed 1986 · 112 contributing resources · NRIS 86000423

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and West Orange Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 STUART TER, WEST ORANGE, NJ 07052-5718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2024	Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK
Dec 21, 2020	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Jan 4, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	202470717
Record Updated	Sep 20, 2026

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 2, 2024
Property Address	2 STUART TER, WEST ORANGE, NJ 07052-5718
Document Number	0000070717
Instrument Date	Nov 4, 2024
Instrument	2024070717
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	TITLE GUARANTEE COMPANY INC., TITLE GUARANTEE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2088 CLOVERDALE DRIVE SE, TOWN CENTER, NJ 07052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STUART TER, WEST ORANGE, NJ 07052-5718

Mortgage

Document Number	0000070718
Date	Dec 2, 2024
Instrument	2024070718

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 21, 2020
Property Address	2 STUART TER, WEST ORANGE, NJ 07052-5718
Document Number	0000127999
Instrument Date	Nov 10, 2020
Instrument	127999
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$514.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STUART TER WEST ORANGE NJ 070525718, WEST ORANGE, NJ 07052-5718

Mortgage

Document Number	128000
Date	Dec 21, 2020
Instrument	128000

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	2 STUART TER, WEST ORANGE, NJ 07052-5718
Document Number	0000012542
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STUART TER WEST ORANGE NJ 070525718, WEST ORANGE, NJ 07052-5718

Mortgage

Document Number	0000012542
Date	Feb 3, 2020
Instrument	12542

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and West Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	West Orange Township
Unified School District	West Orange Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,000 (-) Land $259,900 Building $324,100	$584,000 (-) Land $259,900 Building $324,100
2025	$15,342.00 (+10.73%)	$584,000 (+97.43%) Land $259,900 Building $324,100	$584,000 (+97.43%) Land $259,900 Building $324,100
2024	$13,855.00 (+5.57%)
2023		$295,800 Land $117,200 Building $178,600	$295,800 Land $117,200 Building $178,600
2022	$13,124.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1978–2023)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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