Middlesex County and North Reading Town property record for 7 Stonecleave Rd, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,940 sqft · built 1989 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $699,000 (Oct 2017) |
| Tax Bill | $16,981 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:44-P:069 |
| Primary APN | M:44-P:069 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,940 sqft Living Area |
| Gross Area | 2,316 sqft |
| 1st Floor Area | 2,286 sqft |
| Basement Area | 2,316 sqft |
| Unfinished Basement | 1,612 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 42,253 sqft (0.97 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 7 STONECLEAVE RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 69.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 330102 |
Source: Middlesex County and North Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 STONECLEAVE RD, NORTH READING, MA 01864-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Oct 31, 2017 | Quit Claim Deed, Transfer SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | Aug 1, 1989 · Amount on Record |
| Deed Book / Page | 70169 / 160 |
| Transfer Doc | 070169-160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 7 STONECLEAVE RD, NORTH READING, MA 01864-1817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076629-113 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 76629/113 |
| Instrument | 2782 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Oct 31, 2017 |
| Property Address | 7 STONECLEAVE RD, NORTH READING, MA 01864-1817 |
| Document Number | 70169-160 |
| Book / Page | 70169 / 160 |
| Instrument | 177653 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.52 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 STONECLEAVE RD, NORTH READING, MA 01864-1817 |
| Document Number | 701690163 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 70169/0163 |
| Name | SANTANDER BANK NA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 31, 2047 |
| Rate | 3.25% |
|---|---|
| Max Rate At Change | 10.1% |
| Max Rate | 2.25% |
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,981.00 (+1.01%) | $1,304,200 (+1.31%) Land $505,400 Building $798,800 | $1,487,096 |
| 2025 | $16,812.00 (+2.85%) | $1,287,300 (+4.03%) Land $505,400 Building $781,900 | |
| 2024 | $16,346.00 (+1.64%) | $1,237,400 (+7.65%) Land $455,500 Building $781,900 | |
| 2023 | $16,082.00 | $1,149,500 Land $446,800 Building $702,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures