Middlesex County and North Reading Town property record for 5 Stonecleave Rd, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,143 sqft · built 1989 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $617,500 (Jul 2012) |
| Tax Bill | $14,861 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:44-P:068 |
| Primary APN | M:44-P:068 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,143 sqft Living Area |
| 1st Floor Area | 2,396 sqft |
| Basement Area | 2,396 sqft |
| Unfinished Basement | 2,396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 5 STONECLEAVE RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 68.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 330102 |
Source: Middlesex County and North Reading Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 STONECLEAVE RD, NORTH READING, MA 01864-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2012 · Amount on Record |
| Deed Sale | Jul 5, 2012 · Amount on Record |
| Prior Sale | Apr 30, 1992 · Amount on Record |
| Deed Document Number | 201213 |
| Deed Book / Page | 59460 / 51 |
| Transfer Doc | 54032-358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 5 STONECLEAVE RD, NORTH READING, MA 01864-1817 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 073992-127 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 73992/127 |
| Instrument | 6588 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 5 STONECLEAVE RD, NORTH READING, MA 01864-1817 |
| Document Number | 72608-380 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 STONECLEAVE RD NORTH READING MA 018641817, NORTH READING, MA 01864-1817 |
| Document Number | 72608-380 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 072608/000380 |
| Instrument | 63483 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,861.00 (+5.16%) | $1,137,900 (+6.37%) Land $504,800 Building $633,100 |
| 2024 | $14,132.00 (+2.66%) | $1,069,800 (+8.72%) Land $454,900 Building $614,900 |
| 2023 | $13,766.00 | $984,000 Land $446,300 Building $537,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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