Hancock County and Bar Harbor Town property record for 7 Stephens Ln, Bar Harbor, ME 04609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,792 sqft · built 1880 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,378 (2024) |
| Deeds & Mortgages | Dec 2018 Transfer Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-005-000 |
| Primary APN | 105-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,792 sqft Living Area |
| Gross Area | 4,723 sqft |
| 1st Floor Area | 2,329 sqft |
| Basement Area | 434 sqft |
| Unfinished Basement | 434 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 105-005-000 |
|---|---|
| Street Address | 7 STEPHENS LN |
| City | BAR HARBOR |
| State | ME |
| Zip | 04609-1807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 5 |
| Jurisdiction | BAR HARBOR ME |
| Township / Civil Division | BAR HARBOR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 965900 |
Source: Hancock County and Bar Harbor Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 61 COTTAGE ST, 122, BAR HARBOR, ME 04609-1860 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Feb 9, 2018 | Deed of Trust, Mortgage BAR HARBOR S&L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Recording Date | Dec 21, 2018 |
| Property Address | 7 STEPHENS LN, BAR HARBOR, ME 04609-1807 |
| Document Number | 0069280899 |
| Book / Page | 006928 / 000899 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 18680 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61 COTTAGE ST #122 BAR HARBOR ME 046091860, 122, BAR HARBOR, ME 04609-1860 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Property Address | 7 STEPHENS LN, BAR HARBOR, ME 04609-1807 |
| Document Number | 0068750571 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 122 COTTAGE ST #122 BAR HARBOR ME 046091410, 122, BAR HARBOR, ME 04609-1410 |
| Document Number | 0068750571 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 006875/000571 |
| Instrument | 1982 |
| Name | BAR HARBOR S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | BAR HARBOR, ME 04609 |
| Amount | Amount Recorded |
|---|
Source: Hancock County and Bar Harbor Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Bar Harbor Town |
| Elementary School District | Bar Harbor (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $7,378.00 (+15.66%) | $734,900 (-) Land $420,400 Building $314,500 |
| 2023 | $6,379.00 | $734,900 Land $420,400 Building $314,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BAR HARBOR- WATER DIVISION serves 4,443 people · EPA ID ME0090120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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