12 Stephens Ln, #2, Bar Harbor, ME 04609 Property Records

Hancock County and Bar Harbor Town property record for 12 Stephens Ln, #2, Bar Harbor, ME 04609

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,403 sqft · built 1887
Lot Size0.644 acres (28,031 sqft)
Owner2 Individual Names on File
Tax Bill$3,487 (2024)
Flood ZoneZone X (minimal risk)
APN105-007-002

Property Details

APN / Parcel Number

Primary APN105-007-002
Alternative APNs
  • BARH M:105 L:007-2
  • 000562381

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units2 Units
Stories1 Story
Building Area1,403 sqft Living Area
Gross Area1,905 sqft
1st Floor Area1,403 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1887
Effective Year BuiltEffective 1887
Architectural StyleCondo/Apartment
Lot Area28,031 sqft (0.644 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number105-007-002
Street Address12 STEPHENS LN, 2
CityBAR HARBOR
StateME
Zip04609-1883
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionEDEN MANOR
Legal Lot Number7-2
JurisdictionBAR HARBOR ME
Township / Civil DivisionBAR HARBOR
Census Block Group1
Census Block1003
Census Tract965900

Owner

12 Stephens Ln, #2 is owned and occupied by two individuals who acquired it in January 2015.

Source: Hancock County and Bar Harbor Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address12 STEPHENS LN, 2, BAR HARBOR, ME 04609-1883
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2015
Deed SaleJan 15, 2015
Deed Document Number2015623
Deed Book / Page6340 / 160
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hancock County and Bar Harbor Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionBar Harbor Town
Elementary School DistrictBar Harbor (KG - 08)
Secondary School DistrictMount Desert Community School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2024$3,487.00 (+15.66%)$347,300 (-) Land $177,500 Building $169,800
2023$3,015.00 (+10.08%)$347,300 (+18.17%) Land $177,500 Building $169,800
2022$2,739.00$293,900 Land $150,200 Building $143,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Stephens Ln, #2 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Stephens Ln, #2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BAR HARBOR- WATER DIVISION
serves 4,443 people · EPA ID ME0090120
Water SourceSurface water
Last State InspectionOct 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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