Rensselaer County and North Greenbush Town property record for 7 Stephen Dr, Wynantskill, NY 12198
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,926 sqft · built 1984 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jun 2023) |
| Tax Bill | $9,280 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2020 Loan Modification + 2 more |
| APN | 383200 124.10-6-25 |
| Primary APN | 383200 124.10-6-25 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,926 sqft Living Area |
| 1st Floor Area | 1,035 sqft |
| 2nd Floor Area | 891 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 202 ft deep x 111 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7 STEPHEN DR |
|---|---|
| City | WYNANTSKILL |
| State | NY |
| Zip | 12198-8249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1985/76 LOT 21 |
| Legal Block | 6 |
| Legal Lot Number | 25.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | NORTH GREENBUSH |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 52305 |
7 Stephen Dr is owned and occupied by two individuals who bought it in June 2023.
Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 STEPHEN DR, WYNANTSKILL, NY 12198-8249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Nov 6, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Jun 29, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2023 · Amount on File |
| Deed Sale | Jun 26, 2023 · Amount on File |
| Prior Sale | Jun 29, 2018 · Amount on File |
| Deed Document Number | 2023628979 |
| Deed Book / Page | 10417 / 86 |
| Prior Transfer Date | Nov 30, 2011 |
| Prior Transfer Doc | 0061260000000073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jun 26, 2023 |
| Property Address | 7 STEPHEN DR, WYNANTSKILL, NY 12198-8249 |
| Document Number | 0104170086 |
| Book / Page | 10417 / 86 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023-628979 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 MEADOW LN, ALBANY, NY 12208-1011 |
| Document Number | 2023628980 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023-628980 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 7 STEPHEN DR, WYNANTSKILL, NY 12198-8249 |
| Document Number | 0000582380 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 7 STEPHEN DR WYNANTSKILL NY 121988249, WYNANTSKILL, NY 12198-8249 |
| Document Number | 0000582380 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 009448/000161 |
| Instrument | 582380 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 7 STEPHEN DR, WYNANTSKILL, NY 12198-8249 |
| Document Number | 0000578979 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 7 STEPHEN DR WYNANTSKILL NY 121988249, WYNANTSKILL, NY 12198-8249 |
| Document Number | 0000578979 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 009376/000188 |
| Instrument | 578979 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jun 29, 2018 |
| Property Address | 7 STEPHEN DR, WYNANTSKILL, NY 12198-8249 |
| Document Number | 0085490332 |
| Book / Page | 008549 / 000332 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 STEPHEN DR WYNANTSKILL NY 121988249, WYNANTSKILL, NY 12198-8249 |
The 2026 property tax bill for 7 Stephen Dr was $9,280, up 0.6% from the year before.
Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | North Greenbush Town |
| Unified School District | Wynantskill Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,280.00 (+0.64%) | ||
| 2025 | $9,221.00 | $62,500 Land $6,100 Building $56,400 | $390,625 Land $38,125 Building $352,500 |
| 2023 | $62,500 (-) Land $6,100 Building $56,400 | $324,675 (+12.99%) Land $31,688 Building $292,987 | |
| 2022 | $62,500 Land $6,100 Building $56,400 | $287,356 Land $28,046 Building $259,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 7 Stephen Dr; 14 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Stephen Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH GREENBUSH CONSOLIDATED DISTRICT serves 10,226 people · EPA ID NY4130243 |
|---|---|
| Water Source | Purchased surface water from TROY CITY PWS |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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