Rensselaer County and North Greenbush Town property record for 16 Stephen Dr, Wynantskill, NY 12198
| Details | 3 bd · 2.5 ba · 3,815 sqft · built 1991 |
|---|---|
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Dec 2020) |
| Tax Bill | $11,256 (2026) |
| Deeds & Mortgages | May 2023 Refinance Feb 2023 Line of Credit + 4 more |
| APN | 383200 124.10-6-30.1 |
| Primary APN | 383200 124.10-6-30.1 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,815 sqft Living Area |
| 1st Floor Area | 2,314 sqft |
| 2nd Floor Area | 1,501 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 97,139 sqft (2.23 acres) |
| Lot Width | 203 ft Width |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 16 STEPHEN DR |
|---|---|
| City | WYNANTSKILL |
| State | NY |
| Zip | 12198 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Block | 6 |
| Legal Lot Number | 30.001 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | NORTH GREENBUSH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 52305 |
16 Stephen Dr is owned and occupied by two individuals who bought it in December 2020.
Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 STEPHEN DR, WYNANTSKILL, NY 12198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK |
| Feb 28, 2023 | Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS CREDIT UNION |
| Oct 1, 2020 | Deed of Trust, Mortgage BALLSTON SPA NAT'L BK |
| Dec 11, 2020 | Grant Deed, Transfer · Conventional with PMI BALLSTON SPA NAT'L BK |
| Sep 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 26, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on File |
| Deed Sale | Dec 11, 2020 · Amount on File |
| Deed Document Number | 20202020-579924 |
| Deed Book / Page | 9395 / 317 |
| Prior Transfer Date | Sep 8, 2020 |
| Prior Transfer Doc | 0000574976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 16 STEPHEN DR, WYNANTSKILL, NY 12198 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0103760256 |
|---|---|
| Date | May 1, 2023 |
| Book Page | 10376/256 |
| Instrument | 2023-626839 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 16 STEPHEN DR, WYNANTSKILL, NY 12198 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0103290296 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 10329/296 |
| Instrument | 2023-624268 |
| Name | MISCELLANEOUS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 16 STEPHEN DR, WYNANTSKILL, NY 12198 |
| Document Number | 0000579925 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | MARKET TITLE SERVICES LLC, MARKET TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 STEPHEN DR WYNANTSKILL NY 12198, WYNANTSKILL, NY 12198 |
| Document Number | 0000579925 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 009395/000320 |
| Instrument | 579925 |
| Name | BALLSTON SPA NAT'L BK |
|---|---|
| Type | Bank |
| Address | BALLSTON SPA, NY 12020 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Dec 11, 2020 |
| Property Address | 16 STEPHEN DR, WYNANTSKILL, NY 12198 |
| Document Number | 0000579924 |
| Book / Page | 009395 / 000317 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 579924 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2021 |
| Title Company | MARKET TITLE SERVICES LLC, MARKET TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1422 GLENHAVEN SQ TROY NY 121802452, TROY, NY 12180-2452 |
| Document Number | 579925 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 009395/000320 |
| Instrument | 579925 |
| Name | BALLSTON SPA NAT'L BK |
|---|---|
| Type | Bank |
| Address | BALLSTON SPA, NY 12020 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 23, 2020 |
| Property Address | 16 STEPHEN DR, WYNANTSKILL, NY 12198 |
| Document Number | 0000574976 |
| Book / Page | 009293 / 000185 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 574976 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 STEPHEN DR WYNANTSKILL NY 121988247, WYNANTSKILL, NY 12198-8247 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jan 26, 2018 |
| Property Address | 16 STEPHEN DR, WYNANTSKILL, NY 12198 |
| Document Number | 0084330262 |
| Book / Page | 008433 / 000262 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 STEPHEN DR WYNANTSKILL NY 12198, WYNANTSKILL, NY 12198 |
The 2026 property tax bill for 16 Stephen Dr was $11,256, up 0.7% from the year before.
Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | North Greenbush Town |
| Unified School District | Wynantskill Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,256.00 (+0.65%) | ||
| 2025 | $11,183.00 | $76,610 Land $12,100 Building $64,510 | $478,813 Land $75,625 Building $403,188 |
| 2023 | $76,610 Land $12,100 Building $64,510 | $397,974 Land $62,857 Building $335,117 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 16 Stephen Dr; 14 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Stephen Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH GREENBUSH CONSOLIDATED DISTRICT serves 10,226 people · EPA ID NY4130243 |
|---|---|
| Water Source | Purchased surface water from TROY CITY PWS |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures