7 Spruce St, Pelham, NH 03076 Property Records

Hillsborough County and Pelham Town property record for 7 Spruce St, Pelham, NH 03076

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,872 sqft · built 1970
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$406,000 (Jun 2019)
Tax Bill	$8,064 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PLHM M:38-1 B:122-5`

Property Details

APN / Parcel Number

Primary APN	`PLHM M:38-1 B:122-5`
Alternative APNs	`M:38=1 B:122=5` `197`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	3,146 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	611 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	197
Street Address	7 SPRUCE ST
City	PELHAM
State	NH
Zip	03076-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	122-5
Jurisdiction	PELHAM TOWN NH
Township / Civil Division	PELHAM
Census Block Group	1
Census Block	1015
Census Tract	200101

Owner

Source: Hillsborough County and Pelham Town records · APN PLHM M:38-1 B:122-5

Assessment roll updated April 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 SPRUCE ST, PELHAM, NH 03076-3222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU
Jun 25, 2019	Warranty Deed, Transfer · Conventional Mortgage JEANNE D'ARC CU
Jul 24, 2018	Warranty Deed, Construction Loan · Construction Mortgage ENTERPRISE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	20199025805
Deed Book / Page	9181 / 1902
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PELHAM TOWN NH
Property Address	7 SPRUCE ST, PELHAM, NH 03076-3222
Document Number	0093482414
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 SPRUCE ST PELHAM NH 030763222, PELHAM, NH 03076-3222

Mortgage

Document Number	0093482414
Date	Sep 15, 2020
Book Page	009348/002414
Instrument	200051169

Lender

Name	JEANNE D'ARC CU
Type	Credit Union
Address	LOWELL, MA 01854

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PELHAM TOWN NH
Recording Date	Jun 25, 2019
Property Address	7 SPRUCE ST, PELHAM, NH 03076-3222
Document Number	0091811902
Book / Page	009181 / 001902
Instrument Date	Jun 25, 2019
Instrument	9025805
Transaction Type	Transfer
Record Updated	Jul 08, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,090.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	159 DRACUT ST LOWELL MA 018541636, LOWELL, MA 01854-1636

Mortgage

Document Number	91811904
Date	Jun 25, 2019
Book Page	009181/001904
Instrument	9025806

Lender

Name	JEANNE D'ARC CU
Type	Credit Union
Address	LOWELL, MA 01854

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PELHAM TOWN NH
Recording Date	Jul 24, 2018
Property Address	7 SPRUCE ST, PELHAM, NH 03076-3222
Document Number	0090932047
Book / Page	009093 / 002047
Instrument Date	Jul 23, 2018
Instrument	8031795
Transaction Type	Construction Loan
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	63 NASHUA RD PELHAM NH 030762357, PELHAM, NH 03076-2357

Mortgage

Document Number	90932049
Date	Jul 24, 2018
Book Page	009093/002049
Instrument	8031796

Lender

Name	ENTERPRISE BK
Type	Bank
Address	PELHAM, NH 03076

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County and Pelham Town records · Assessment roll updated April 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Pelham Town
Unified School District	Pelham School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,064.00 (+4.09%)	$422,400 (-) Land $162,000 Building $260,400
2024	$7,747.00 (-4.42%)	$422,400 (-5.21%) Land $162,000 Building $260,400
2023	$8,105.00 (+4.42%)	$445,600 (-) Land $162,000 Building $283,600	$636,310
2022	$7,762.00	$445,600 Land $162,000 Building $283,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 68 locations within half a mile of this property.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures