3 Spruce St, Pelham, NH 03076 Property Records

Hillsborough County and Pelham Town property record for 3 Spruce St, Pelham, NH 03076

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,690 sqft · built 1985
Lot Size1.02 acres (44,431 sqft)
Owner2 Company Names on File
Last Sale$800,000 (Nov 2024)
Tax Bill$11,053 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2023 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APNPLHM M:38-1 B:122-1

Property Details

APN / Parcel Number

Primary APNPLHM M:38-1 B:122-1
Alternative APNs
  • M:38=1 B:122=1
  • 3498

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,690 sqft Living Area
Gross Area5,372 sqft
1st Floor Area1,690 sqft
Basement Area1,418 sqft
Unfinished Basement342 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,431 sqft (1.02 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3498
Street Address3 SPRUCE ST
CityPELHAM
StateNH
Zip03076-3222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Block122-1
JurisdictionPELHAM TOWN NH
Township / Civil DivisionPELHAM
Census Block Group1
Census Block1015
Census Tract200101

Owner

Source: Hillsborough County and Pelham Town assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3 SPRUCE ST, PELHAM, NH 03076-3222
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 10, 2023Deed of Trust, Mortgage · Line of Credit
JEANNE D ARC CU
Nov 18, 2024Quit Claim Deed, Transfer
Quitclaim
Nov 18, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
KEYSTONE FUNDING
Mar 25, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jan 25, 2019Deed of Trust, Mortgage · Conventional with PMI
ENTERPRISE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2024 · Amount on Record
Deed SaleNov 18, 2024 · Amount on Record
Prior SaleOct 27, 1993 · Amount on Record
Deed Document Number202438271
Deed Book / Page9818 / 1844
Prior Transfer DateNov 15, 2024
Prior Transfer Doc09818-1866
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPELHAM TOWN NH
Recording DateJul 22, 2026
Property Address3 SPRUCE ST, PELHAM, NH 03076-3222
Document Number0000028116
Book / Page9972 / 723
Instrument DateJul 14, 2026
Instrument202628116
Transaction TypeMortgage
Record UpdatedAug 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028116,
DateJul 22, 2026
Book Page9972/723
Instrument202628116
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.47%
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPELHAM TOWN NH
Property Address3 SPRUCE ST, PELHAM, NH 03076-3222
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09712-2790
DateJul 10, 2023
Book Page9712/2790
Instrument230021704
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueAug 1, 2043
Interest
Rate TypeAdjustable Rate

November 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPELHAM TOWN NH
Recording DateNov 18, 2024
Property Address3 SPRUCE ST, PELHAM, NH 03076-3222
Document Number09818-1866
Book / Page9818 / 1866
Instrument DateNov 15, 2024
Instrument240038273
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 SPRUCE ST, PELHAM, NH 03076-3222

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPELHAM TOWN NH
Recording DateNov 18, 2024
Property Address3 SPRUCE ST, PELHAM, NH 03076-3222
Document Number09818-1844
Book / Page9818 / 1844
Instrument DateNov 15, 2024
Instrument240038271
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9166 ESTERO RIVER CIR, ESTERO, FL 33928-4415

Mortgage

Document Number0240038272
DateNov 18, 2024
Instrument240038272
Lender
NameKEYSTONE FUNDING
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPELHAM TOWN NH
Property Address3 SPRUCE ST, PELHAM, NH 03076-3222
Document Number0092812341
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 SPRUCE ST PELHAM NH 030763222, PELHAM, NH 03076-3222

Mortgage

Document Number0092812341
DateApr 15, 2020
Book Page009281/002341
Instrument200017519
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 14, 2050
Interest
Rate TypeAdjustable Rate

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPELHAM TOWN NH
Property Address3 SPRUCE ST, PELHAM, NH 03076-3222
Document Number0091430611
Instrument DateJan 25, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 SPRUCE ST PELHAM NH 030763222, PELHAM, NH 03076-3222

Mortgage

Document Number0091430611
DateJan 30, 2019
Book Page009143/000611
Instrument9003556
Lender
NameENTERPRISE BK
TypeBank
AddressLOWELL, MA 01852
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJan 29, 2034
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: Hillsborough County and Pelham Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyHillsborough County
County SubdivisionPelham Town
Unified School DistrictPelham School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,053.00 (+8.8%)$579,000 (+4.53%) Land $158,000 Building $421,000
2024$10,159.00 (+3.44%)$553,900 (+2.59%) Land $158,000 Building $395,900
2023$9,821.00 (+4.42%)$539,900 (-) Land $158,000 Building $381,900$737,770
2022$9,405.00$539,900 Land $158,000 Building $381,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Consolidated Communications
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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