7 Spring Terrace Ct, Columbia, IL 62236 Property Records

Monroe County property record for 7 Spring Terrace Ct, Columbia, IL 62236

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,507 sqft · built 1990
Lot Size	0.27 acres (11,852 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Oct 2022)
Tax Bill	$6,962 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-15-349-044-000`

Property Details

APN / Parcel Number

Primary APN	`04-15-349-044-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,507 sqft Living Area
1st Floor Area	1,507 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	11,852 sqft (0.27 acres)
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	781 sqft

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	360 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7 SPRING TERRACE CT
City	COLUMBIA
State	IL
Zip	62236-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR5
Legal Description	LOT 44 HERITAGE HEIGHTS
Legal Range	10W
Legal Township	01S
Legal Section	15
Legal Subdivision	HERITAGE HEIGHTS
Legal Lot Number	44
Jurisdiction	MONROE IL
Township / Civil Division	36
Census Block Group	2
Census Block	2010
Census Tract	600103

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 SPRING TERRACE CT, COLUMBIA, IL 62236-2048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Jan 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	2022426704
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 27, 2022
Property Address	7 SPRING TERRACE CT, COLUMBIA, IL 62236-2048
Document Number	0000426704
Map Reference	DOC 160675
Instrument Date	Oct 18, 2022
Instrument	426704
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	963 HANNA RD, 963, MANCHESTER, MO 63021-6801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 SPRING TERRACE CT, COLUMBIA, IL 62236-2048

Mortgage

Document Number	0000426705
Date	Oct 27, 2022
Instrument	426705

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.63%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	7 SPRING TERRACE CT, COLUMBIA, IL 62236-2048
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415447
Date	Mar 8, 2021
Instrument	415447

Lender

Name	JLB CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	7 SPRING TERRACE CT, COLUMBIA, IL 62236-2048
Document Number	0000400101
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 SPRING TERRACE CT COLUMBIA IL 622362048, COLUMBIA, IL 62236-2048

Mortgage

Document Number	0000400101
Date	Feb 26, 2019
Instrument	400101

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2034

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Columbia City
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,962.00 (+2.68%) Homeowner's exemption	$125,660 (+32.62%) Land $18,580 Building $107,080	$376,980 (+32.62%) Land $55,740 Building $321,240
2024	$6,780.00
2022	Additional exemption filed	$94,750 Land $15,020 Building $79,730	$284,250 Land $45,060 Building $239,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA serves 11,129 people · EPA ID IL1330050
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company DSL	100 / 20

May also be available: AT&T, Verizon, Wisper ISP.

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