5 Spring Terrace Ct, Columbia, IL 62236 Property Records

Monroe County property record for 5 Spring Terrace Ct, Columbia, IL 62236

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,491 sqft · built 1994
Lot Size	0.29 acres (12,542 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,305 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-15-349-045-000`

Property Details

APN / Parcel Number

Primary APN	`04-15-349-045-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,491 sqft Living Area
1st Floor Area	1,491 sqft
Basement Area	1,491 sqft
Unfinished Basement	1,491 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	12,542 sqft (0.29 acres)
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	264 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5 SPRING TERRACE CT
City	COLUMBIA
State	IL
Zip	62236-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR5
Legal Description	LOT 45 HERITAGE HEIGHTS
Legal Range	10W
Legal Township	01S
Legal Section	15
Legal Subdivision	HERITAGE HEIGHTS
Legal Lot Number	45
Jurisdiction	MONROE IL
Township / Civil Division	36
Census Block Group	2
Census Block	2010
Census Tract	600103

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 SPRING TERRACE CT, COLUMBIA, IL 62236-2048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5 SPRING TERRACE CT, COLUMBIA, IL 62236-2048
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417645
Date	Jun 7, 2021
Instrument	417645

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Columbia City
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,305.00 (+2.43%) Homeowner's exemption	$97,130 (+32.31%) Land $18,700 Building $78,430	$291,390 (+32.31%) Land $56,100 Building $235,290
2024	$5,179.00
2022	Additional exemption filed	$73,410 Land $15,160 Building $58,250	$220,230 Land $45,480 Building $174,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA serves 11,129 people · EPA ID IL1330050
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company DSL	100 / 20

May also be available: AT&T, Verizon, Wisper ISP.

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