Albany County and Colonie Town property record for 7 Sonya Pl, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,847 sqft · built 1995 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,500 (Feb 2017) |
| Tax Bill | $11,763 (2026) |
| Deeds & Mortgages | Oct 2019 Loan Modification Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.2-6-19 |
| Primary APN | 012689 17.2-6-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,847 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| 2nd Floor Area | 1,573 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700200060190000000 |
|---|---|
| Street Address | 7 SONYA PL |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-9 E-206 SHAKER RIDGE |
| Legal Subdivision | SONYA PLACE |
| Legal Block | 6 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13703 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 SONYA PL, SCHENECTADY, NY 12309-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2019 | Loan Modification, Mortgage · Conventional with PMI SEFCU |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Mar 6, 2019 | Warranty Deed, Transfer · Conventional with PMI SEFCU |
| Feb 3, 2017 | Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2017 · Amount on Record |
| Deed Sale | Feb 3, 2017 · Amount on Record |
| Prior Sale | Dec 10, 1997 · Amount on Record |
| Deed Document Number | 20173143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7 SONYA PL, SCHENECTADY, NY 12309-1917 |
| Document Number | 0000023380 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 7 SONYA PL SCHENECTADY NY 123091917, SCHENECTADY, NY 12309-1917 |
| Document Number | 0000023380 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 23380 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Rate | 3.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7 SONYA PL, SCHENECTADY, NY 12309-1917 |
| Document Number | 0000023379 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 SONYA PL SCHENECTADY NY 123091917, SCHENECTADY, NY 12309-1917 |
| Document Number | 0000023379 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 23379 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 6, 2019 |
| Property Address | 7 SONYA PL, SCHENECTADY, NY 12309-1917 |
| Document Number | 0000004417 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 4417 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,428.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 368 VLY RD NISKAYUNA NY 123091921, NISKAYUNA, NY 12309-1921 |
| Document Number | 4418 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 4418 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Feb 3, 2017 |
| Property Address | 7 SONYA PL, SCHENECTADY, NY 12309-1917 |
| Document Number | 0000003143 |
| Map Reference | DR172 MAP6657 |
| Instrument Date | Jan 26, 2017 |
| Instrument | R2017-03143 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1275 GERLING ST # 20C4, 20C4, SCHENECTADY, NY 12308-1735 |
| Document Number | 0000003144 |
|---|---|
| Date | Feb 3, 2017 |
| Instrument | R2017-03144 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,763.00 (+16.93%) | ||
| 2025 | $10,060.00 (+4.56%) | $206,900 (-) Land $51,700 Building $155,200 | $473,500 (+9.85%) Land $118,318 Building $355,182 |
| 2024 | $206,900 (-) Land $51,700 Building $155,200 | $431,042 (+6.25%) Land $107,708 Building $323,334 | |
| 2023 | $206,900 (-) Land $51,700 Building $155,200 | $405,700 (+9.32%) Land $101,376 Building $304,324 | |
| 2022 | $206,900 Land $51,700 Building $155,200 | $371,121 Land $92,735 Building $278,386 | |
| 2021 | $9,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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