Albany County and Colonie Town property record for 5 Sonya Pl, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,396 sqft · built 1994 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Aug 2023) |
| Tax Bill | $11,150 (2026) |
| Deeds & Mortgages | Aug 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.2-6-20 |
| Primary APN | 012689 17.2-6-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| 2nd Floor Area | 1,220 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 790 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700200060200000000 |
|---|---|
| Street Address | 5 SONYA PL |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | FILE #R 04867 00053 N-7 E-204 SHAKER RIDGE |
| Legal Block | 6 |
| Legal Lot Number | 20.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13703 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 SONYA PL, SCHENECTADY, NY 12309-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2023 · Amount on Record |
| Deed Sale | Aug 9, 2023 · Amount on Record |
| Prior Sale | Dec 6, 2000 · Amount on Record |
| Deed Document Number | 202314129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5 SONYA PL, SCHENECTADY, NY 12309-1917 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | MPR TITLE AGENCY, SMPR TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 2500 HILLTOP RD, SCHENECTADY, NY 12309-2436 |
| Document Number | 0000004130 |
|---|---|
| Date | Aug 9, 2023 |
| Instrument | R2023-14130 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 10.5% |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,150.00 (+16.75%) | ||
| 2025 | $9,550.00 (+17.08%) | $196,000 (+4.42%) Land $49,000 Building $147,000 | $448,500 (+21.88%) Land $112,125 Building $336,375 |
| 2023 | $187,700 (-) Land $46,900 Building $140,800 | $368,000 (+9.3%) Land $91,951 Building $276,049 | |
| 2022 | $187,700 Land $46,900 Building $140,800 | $336,682 Land $84,126 Building $252,556 | |
| 2021 | $8,157.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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