7 Smith St, Rockport, MA 01966 Property Records

Essex County and Rockport Town property record for 7 Smith St, Rockport, MA 01966

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,983 sqft · built 1810
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Apr 2017)
Tax Bill	$6,545 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ROCK M:18 B:245`

Property Details

APN / Parcel Number

Primary APN	`ROCK M:18 B:245`
Alternative APNs	`RPRT M:18 B:245` `1915`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,983 sqft Living Area
Gross Area	2,795 sqft
1st Floor Area	845 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1810
Effective Year Built	Effective 1996
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1915
Street Address	7 SMITH ST
City	ROCKPORT
State	MA
Zip	01966-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GD
Legal Block	245
Legal Lot Number	245
Jurisdiction	ROCKPORT MA
Township / Civil Division	ROCKPORT
Census Block Group	4
Census Block	4010
Census Tract	220101

Owner

Source: Essex County and Rockport Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 SMITH ST, ROCKPORT, MA 01966-1327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Apr 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Prior Sale	May 10, 2007 · Amount on Record
Deed Book / Page	35807 / 343
Transfer Doc	035807-343
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	7 SMITH ST, ROCKPORT, MA 01966-1327
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041397-434
Date	Jan 13, 2023
Book Page	41397/434
Instrument	20230113000100

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	7 SMITH ST, ROCKPORT, MA 01966-1327
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040142-213
Date	Aug 3, 2021
Book Page	40142/213
Instrument	20210803002020

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKPORT MA
Recording Date	Apr 19, 2017
Property Address	7 SMITH ST, ROCKPORT, MA 01966-1327
Document Number	35807-343
Book / Page	035807 / 000343
Instrument Date	Apr 19, 2017
Instrument	1704190336
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SMITH ST ROCKPORT MA 019661327, ROCKPORT, MA 01966-1327

Mortgage

Document Number	35807-348
Date	Apr 19, 2017
Book Page	035807/000348
Instrument	1704190339

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Essex County and Rockport Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rockport Town
Unified School District	Rockport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,545.00 (+8.96%)	$747,100 (+4.72%) Land $326,200 Building $420,900	$1,042,055
2024	$6,007.00 (-3.53%)	$713,400 (+8.04%) Land $311,200 Building $402,200
2023	$6,227.00	$660,300 Land $287,700 Building $372,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 individual policies
Nearby Flood Policies	30 units insured incl. 18 condo units
Nearby Flood Claims	6 (1978–2007)
Most Recent Claim	Feb 2007 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKPORT WATER DEPT serves 10,000 people · EPA ID MA3252000
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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