10 Smith St, Rockport, MA 01966 Property Records

Essex County and Rockport Town property record for 10 Smith St, Rockport, MA 01966

Property Summary

Property Type	Single Family Home
Lot Size	0.286 acres (12,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$619,000 (Jul 2013)
Tax Bill	$8,573 (2025)
Deeds & Mortgages	Oct 2019 Refinance Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ROCK M:18 B:232`

Property Details

APN / Parcel Number

Primary APN	`ROCK M:18 B:232`
Alternative APNs	`RPRT M:18 B:232` `1896`

Exterior

Lot Area	12,458 sqft (0.286 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Location & Zoning

Account Number	1896
Street Address	10 SMITH ST
City	ROCKPORT
State	MA
Zip	01966-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	232
Legal Lot Number	232
Jurisdiction	ROCKPORT MA
Township / Civil Division	ROCKPORT
Census Block Group	4
Census Block	4004
Census Tract	220101

Owner

Source: Essex County and Rockport Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 SMITH ST, ROCKPORT, MA 01966-1333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Oct 16, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2013 · Amount on Record
Deed Sale	Jul 3, 2013 · Amount on Record
Prior Sale	Dec 18, 2012
Deed Book / Page	32627 / 49
Transfer Doc	3202000547
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	10 SMITH ST, ROCKPORT, MA 01966-1333
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37970-554
Date	Oct 28, 2019
Book Page	37970/554
Instrument	20191028000480

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKPORT MA
Recording Date	Oct 16, 2019
Property Address	10 SMITH ST, ROCKPORT, MA 01966-1333
Document Number	37937-13
Book / Page	37937 / 13
Instrument Date	Oct 10, 2019
Instrument	20191016002410
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SMITH ST, ROCKPORT, MA 01966-1333

Mortgage

Document Number	37937-16
Date	Oct 16, 2019
Book Page	37937/16
Instrument	20191016002420

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: Essex County and Rockport Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rockport Town
Unified School District	Rockport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,573.00 (+8.55%)	$978,600 (+4.33%) Land $586,500 Building $392,100	$1,083,665
2024	$7,898.00 (-2.16%)	$938,000 (+9.58%) Land $559,400 Building $378,600
2023	$8,072.00	$856,000 Land $517,200 Building $338,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 individual policies
Nearby Flood Policies	30 units insured incl. 18 condo units
Nearby Flood Claims	6 (1978–2007)
Most Recent Claim	Feb 2007 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKPORT WATER DEPT serves 10,000 people · EPA ID MA3252000
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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