7 Smith St, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 7 Smith St, Middletown, NY 10940

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,020 sqft · built 1909
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,137 (2024)
Deeds & Mortgages	Nov 2022 Refinance Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`330900 16-9-45`

Property Details

APN / Parcel Number

Primary APN	`330900 16-9-45`
Alternative APNs	`090001600000090450000000` `1900000400` `16-9-45`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,010 sqft
2nd Floor Area	1,010 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1926
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	116 ft deep x 50 ft wide
Porch	Covered Porch
Porch Area	330 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1900000400
Street Address	7 SMITH ST
City	MIDDLETOWN
State	NY
Zip	10940-3710
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Block	9
Legal Lot Number	45.00
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1016
Census Tract	1200

Owner

Source: Orange County and Middletown City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 SMITH ST, MIDDLETOWN, NY 10940-3710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLETOWN, CITY OF
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	7 SMITH ST, MIDDLETOWN, NY 10940-3710
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078320
Date	Nov 7, 2022
Book Page	15334/74
Instrument	20220078320

Lender

Name	MIDDLETOWN, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	7 SMITH ST, MIDDLETOWN, NY 10940-3710
Document Number	0000013276
Book / Page	014188 / 001071
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Mar 2, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE AND CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SMITH ST MIDDLETOWN NY 109403710, MIDDLETOWN, NY 10940-3710

Mortgage

Document Number	0000013276
Date	Feb 27, 2017
Book Page	014188/001071
Instrument	13276

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,100 (-) Land $4,900 Building $17,200	$251,400 (+13.76%)
2024	$6,137.00
2023		$22,100 (-) Land $4,900 Building $17,200	$221,000 (+16.99%) Land $49,000 Building $172,000
2022		$22,100 Land $4,900 Building $17,200	$188,900 Land $41,883 Building $147,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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