3 Smith St, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 3 Smith St, Middletown, NY 10940

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,930 sqft · built 1903
Lot Size	0.131 acres (5,725 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2018)
Tax Bill	$5,887 (2024)
Deeds & Mortgages	May 2018 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`330900 16-9-47`

Property Details

APN / Parcel Number

Primary APN	`330900 16-9-47`
Alternative APNs	`090001600000090470000000` `1900000200` `16-9-47`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,930 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,020 sqft
2nd Floor Area	910 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2008
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	5,725 sqft (0.131 acres)
Lot Dimensions	114 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1900000200
Street Address	3 SMITH ST
City	MIDDLETOWN
State	NY
Zip	10940-3710
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	404/270-9448 ADMINISTRATORS PH 7/7/92
Legal Block	9
Legal Lot Number	47.00
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1016
Census Tract	1200

Owner

3 Smith St, a duplex, is owned by an individual who bought it in May 2018.

Source: Orange County and Middletown City records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 4471, MIDDLETOWN, NY 10941-8471
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2018	Deed of Trust, Mortgage MID HUDSON VALLEY FEDERAL CREDIT UNION
May 18, 2018	Deed of Trust, Mortgage MID HUDSON VALLEY FEDERAL CREDIT UNION
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage MID-HUDSON VLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Prior Sale	Sep 24, 2002 · Amount on File
Deed Document Number	201836514
Deed Book / Page	14404 / 210
Prior Transfer Date	May 2, 2008
Prior Transfer Doc	1268001121
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	3 SMITH ST, MIDDLETOWN, NY 10940-3710
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036519
Date	May 18, 2018
Book Page	0000014404/0000000255
Instrument	20180036519

Lender

Name	MID HUDSON VALLEY FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	3 SMITH ST, MIDDLETOWN, NY 10940-3710
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036517
Date	May 18, 2018
Book Page	0000014404/0000000241
Instrument	20180036517

Lender

Name	MID HUDSON VALLEY FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	3 SMITH ST, MIDDLETOWN, NY 10940-3710
Document Number	0000036519
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LINDEN AVE MIDDLETOWN NY 109403751, MIDDLETOWN, NY 10940-3751
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036519
Date	May 18, 2018
Book Page	014404/000255
Instrument	36519

Lender

Name	MID-HUDSON VLY FCU
Type	Credit Union
Address	KINGSTON, NY 10940

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,200 Land $4,900 Building $16,300	$241,200
2024	$5,887.00
2023		$21,200 (-) Land $4,900 Building $16,300	$212,000 (+17%) Land $49,000 Building $163,000
2022		$21,200 Land $4,900 Building $16,300	$181,200 Land $41,881 Building $139,319

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Smith St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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