Hampden County and Westfield City property record for 7 Shepard St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,157 sqft · built 1850 |
| Lot Size | 0.416 acres (18,123 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Jan 2026) |
| Tax Bill | $5,128 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jun 2019 Refinance + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:62 L:73 |
| Primary APN | WFLD M:62 L:73 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,157 sqft Living Area |
| Gross Area | 4,130 sqft |
| 1st Floor Area | 1,267 sqft |
| Basement Area | 736 sqft |
| Unfinished Basement | 736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,123 sqft (0.416 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 7 SHEPARD ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-2339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 73 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 812701 |
Source: Hampden County and Westfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 SHEPARD ST, WESTFIELD, MA 01085-2339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 23, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP |
| Jun 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Sep 7, 2018 | Quit Claim Deed, Transfer WESTFIELD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | Sep 7, 2018 · Amount on Record |
| Deed Book / Page | 26197 / 420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jan 23, 2026 |
| Property Address | 7 SHEPARD ST, WESTFIELD, MA 01085-2339 |
| Document Number | 026197-420 |
| Book / Page | 26197 / 420 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 3357 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 SHEPARD ST, WESTFIELD, MA 01085-2339 |
| Document Number | 0000003358 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 3358 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 7 SHEPARD ST, WESTFIELD, MA 01085-2339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22692-207 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 22692/207 |
| Instrument | 29079 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Sep 7, 2018 |
| Property Address | 7 SHEPARD ST, WESTFIELD, MA 01085-2339 |
| Document Number | 22349-242 |
| Book / Page | 22349 / 242 |
| Instrument | 53696 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.72 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 223490244 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 22349/0244 |
| Name | WESTFIELD BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 7, 2038 |
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,128.00 (+10.04%) | $343,500 (+11.89%) Land $96,100 Building $247,400 | $385,588 (+5.81%) |
| 2025 | $4,660.00 (+7.87%) | $307,000 (+20.68%) Land $100,600 Building $206,400 | $364,420 (+9.57%) |
| 2024 | $332,595 | ||
| 2023 | $4,320.00 | $254,400 Land $87,000 Building $167,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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