5 Shepard St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 5 Shepard St, Westfield, MA 01085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,711 sqft · built 1900
Lot Size0.17 acres (7,392 sqft)
Owner2 Individual Names on Record
Last Sale$107,900 (Apr 2003)
Tax Bill$4,351 (2026)
Deeds & MortgagesSep 2025 Mortgage
May 2017 Mortgage
Flood ZoneZone X (moderate risk)
APNWFLD M:62 L:72

Property Details

APN / Parcel Number

Primary APNWFLD M:62 L:72
Alternative APN
  • M:329062 B:00072 L:00000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,711 sqft Living Area
Gross Area3,107 sqft
Basement Area728 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialSlate
Lot Area7,392 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelElectric

Location & Zoning

Street Address5 SHEPARD ST
CityWESTFIELD
StateMA
Zip01085-2339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Lot Number72
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group2
Census Block2016
Census Tract812701

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 SHEPARD ST, WESTFIELD, MA 01085-2339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
POLISH NATIONAL CU
May 1, 2017Quit Claim Deed, Transfer · Conventional Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2003 · Amount on Record
Deed SaleApr 24, 2003 · Amount on Record
Deed Document Number200315520
Deed Book / Page13131 / 312
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address5 SHEPARD ST, WESTFIELD, MA 01085-2339
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026013-204
DateSep 4, 2025
Book Page26013/204
Instrument41449
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueOct 1, 2035

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateMay 1, 2017
Property Address5 SHEPARD ST, WESTFIELD, MA 01085-2339
Document Number21662-20
Book / Page021662 / 000020
Instrument DateApr 21, 2017
Instrument23548
Transaction TypeTransfer
Record UpdatedMay 24, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5 SHEPARD ST WESTFIELD MA 010852339, WESTFIELD, MA 01085-2339

Mortgage

Document Number21662-23
DateMay 1, 2017
Book Page021662/000023
Instrument23549
Lender
NameUSAA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 30, 2032

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,351.00 (+6.49%)$291,400 (+8.25%) Land $92,200 Building $199,200$288,130 (-4.05%)
2025$4,086.00 (+8.24%)$269,200 (+21.1%) Land $96,500 Building $172,700$300,295 (+11.78%)
2024$268,660
2023$3,775.00$222,300 Land $83,500 Building $138,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Whip City Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Shepard St

Nearby Streets

Search Property Records by Address or Parcel Number