St. Johns County property record for 7 Sea Oaks Dr, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,426 sqft · built 1983 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Jun 2015) |
| Tax Bill | $6,066 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 164172-0040 |
| Primary APN | 164172-0040 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,426 sqft Living Area |
| Gross Area | 3,578 sqft |
| 1st Floor Area | 1,604 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 600 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7 SEA OAKS DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-7914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13/73-74 SEA OAKS LOT 4 BLK 2 OR4044/1777 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Subdivision | SEA OAKS |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21409 |
7 Sea Oaks Dr is owned and occupied by two individuals who bought it in June 2015.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2015 · Amount on File |
| Deed Sale | Jun 19, 2015 · Amount on File |
| Deed Document Number | 201537839 |
| Deed Book / Page | 4044 / 1777 |
| Prior Transfer Date | Sep 20, 2005 |
| Prior Transfer Doc | 0026770305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 7 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914 |
| Document Number | 0053770536 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 5377/536 |
| Instrument | 2021104774 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 7 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047600665 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 4760/0665 |
| Instrument | 2019051200 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 7 Sea Oaks Dr was $6,066 with a homeowner's exemption, up 8.8% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,441 (+2.7%) | $720,997 (-5.73%) Land $300,000 Building $420,997 | |
| 2025 | $6,066.00 (+8.77%) Homeowner's exemption | $384,071 (+2.9%) | $764,818 (+6.05%) Land $300,000 Building $464,818 |
| 2024 | $5,577.00 (+4.67%) Homeowner's exemption | $373,247 (+3%) | $721,218 (+0.68%) Land $225,000 Building $496,218 |
| 2023 | $5,328.00 (+1.62%) Homeowner's exemption | $362,376 (+3%) | $716,322 (+16.67%) Land $225,000 Building $491,322 |
| 2022 | $5,243.00 Homeowner's exemption | $351,821 | $613,988 Land $190,400 Building $423,588 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Sea Oaks Dr in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 232 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 362 units insured incl. 130 condo units |
| Nearby Flood Claims | 11 (2016–2024) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Sea Oaks Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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