5 Sea Oaks Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 5 Sea Oaks Dr, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,868 sqft · built 1982
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Sep 2023)
Tax Bill	$6,375 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`164172-0030`

Property Details

APN / Parcel Number

Primary APN	`164172-0030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	1,868 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2002
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	96 sqft
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5 SEA OAKS DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-7914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13/73-74 SEA OAKS LOT 3 BLK 2
Legal Range	30E
Legal Township	07S
Legal Section	34
Legal Subdivision	SEA OAKS
Legal Block	2
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1006
Census Tract	21409

Owner

5 Sea Oaks Dr is owned and occupied by two individuals who bought it in September 2023.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Apr 26, 2010 · Amount on File
Deed Document Number	202370000
Deed Book / Page	5820 / 232
Prior Transfer Date	May 9, 2005
Prior Transfer Doc	0024501736
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 5, 2023
Property Address	5 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914
Document Number	0058200232
Book / Page	5820 / 232
Map Reference	MB 13 PG 73&74
Instrument Date	Aug 28, 2023
Instrument	2023070000
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	465 SW SAINT LUCIE ST, STUART, FL 34997-7401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914

Mortgage

Document Number	0005820236
Date	Sep 5, 2023
Instrument	5820/236

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5 Sea Oaks Dr was $6,375, up 8.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,158	$619,838 Land $300,000 Building $319,838
2025	$6,375.00 (+8.79%)
2024	$5,860.00 (+76.13%)
2023	$3,327.00 (+1.81%) Homeowner's exemption	$233,726 (+3%)	$613,358 (+15.31%) Land $225,000 Building $388,358
2022	$3,268.00 Homeowner's exemption	$226,918	$531,910 Land $190,400 Building $341,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Sea Oaks Dr in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 232 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	362 units insured incl. 130 condo units
Nearby Flood Claims	11 (2016–2024)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Sea Oaks Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20