7 School St, Panama, NY 14767 Property Records

Chautauqua County and Harmony Town property record for 7 School St, Panama, NY 14767

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1940
Lot Size	0.79 acres (34,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$9,500 (Jun 2025)
Tax Bill	$2,811 (2026)
APN	`064801 398.08-1-13`

Property Details

APN / Parcel Number

Primary APN	`064801 398.08-1-13`
Alternative APNs	`48013980080001013000` `48100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
Upper Floors Area	384 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	34,440 sqft (0.79 acres)
Lot Dimensions	205 ft deep x 168 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	366 sqft
Shed	1 Shed
Shed Area	160 sqft
Canopy	720 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	48100
Street Address	7 SCHOOL ST
City	PANAMA
State	NY
Zip	14767-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	OLD APN: 064801 103-1-8
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	HARMONY
Census Block Group	1
Census Block	1076
Census Tract	36802

Owner

Source: Chautauqua County and Harmony Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 SCHOOL ST, PANAMA, NY 14767-9788
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Deed Document Number	20254187
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Chautauqua County and Harmony Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Harmony Town
Municipality	Panama Village
Unified School District	Panama Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,811.00 (+2.52%) Homeowner's exemption Senior Citizen's exemption
2025	$2,742.00	$80,500 (-) Land $9,500 Building $71,000	$134,200 (+19.18%) Land $15,837 Building $118,363
2023		$80,500 (-) Land $9,500 Building $71,000	$112,600 (+22.53%) Land $13,288 Building $99,312
2022	Homeowner's exemption Senior Citizen's exemption	$80,500 Land $9,500 Building $71,000	$91,895 Land $10,845 Building $81,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000