35 School St, Panama, NY 14767 Property Records

Chautauqua County and Harmony Town property record for 35 School St, Panama, NY 14767

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,710 sqft · built 1949
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Jan 2021)
Tax Bill$3,282 (2026)
APN064801 398.08-1-2

Property Details

APN / Parcel Number

Primary APN064801 398.08-1-2
Alternative APNs
  • 48013980080001002000
  • 48100

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,710 sqft Living Area
1st Floor Area1,942 sqft
2nd Floor Area768 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions48 ft deep x 340 ft wide

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area576 sqft
PorchSlab
Porch Area586 sqft
Shed1 Shed
Canopy200 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number48100
Street Address35 SCHOOL ST
CityPANAMA
StateNY
Zip14767-9788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionOLD APN: 064801 101-3-2
Legal Block1
Legal Lot Number2.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionHARMONY
Census Block Group1
Census Block1077
Census Tract36802

Owner

Source: Chautauqua County and Harmony Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address35 SCHOOL ST, PANAMA, NY 14767-9788
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2021 · Amount on Record
Deed SaleJan 27, 2021 · Amount on Record
Deed Document Number20211437
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Chautauqua County and Harmony Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionHarmony Town
MunicipalityPanama Village
Unified School DistrictPanama Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,282.00 (+2.5%) Homeowner's exemption
2025$3,202.00$94,000 (-) Land $4,500 Building $89,500$156,700 (+19.16%) Land $7,502 Building $149,198
2023$94,000 (-) Land $4,500 Building $89,500$131,500 (+22.55%) Land $6,295 Building $125,205
2022Homeowner's exemption Senior Citizen's exemption$94,000 Land $4,500 Building $89,500$107,306 Land $5,137 Building $102,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

Nearby Streets

Search Property Records by Address or Parcel Number