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7 Saint James Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 7 Saint James Rd, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 736 sqft · built 1920
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Feb 2022)
Tax Bill$4,560 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Nov 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNSAUG M:011-A B:0002 L:0003

Property Details

APN / Parcel Number

Primary APNSAUG M:011-A B:0002 L:0003
Alternative APNs
  • M:011=A B:0002 L:0003
  • 1398002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area736 sqft Living Area
Gross Area1,537 sqft
1st Floor Area736 sqft
Basement Area736 sqft
Unfinished Basement736 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRustic
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1398002
Street Address7 SAINT JAMES RD
CitySAUGUS
StateMA
Zip01906-4067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block2
Legal Lot Number3
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1000
Census Tract208402

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7 SAINT JAMES RD, SAUGUS, MA 01906-4067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Quit Claim Deed, Transfer · FHA Mortgage
SALEM FIVE MORTGAGE CORP
Nov 5, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 13, 2020Quit Claim Deed, Transfer · FHA Mortgage
CROSS CNTRY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2022 · Amount on Record
Deed SaleFeb 10, 2022 · Amount on Record
Prior SaleAug 13, 2020 · Amount on Record
Deed Document Number2022633759
Record UpdatedOct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateFeb 10, 2022
Property Address7 SAINT JAMES RD, SAUGUS, MA 01906-4067
Document Number0000633759
Instrument DateFeb 10, 2022
Instrument633759
Transaction TypeTransfer
Record UpdatedFeb 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 SAINT JAMES RD, SAUGUS, MA 01906-4067

Mortgage

Document Number0000633760
DateFeb 10, 2022
Instrument633760
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateNov 5, 2020
Property Address7 SAINT JAMES RD, SAUGUS, MA 01906-4067
Document Number0000618275
Instrument DateAug 12, 2020
Instrument618275
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 SAINT JAMES RD SAUGUS MA 019064067, SAUGUS, MA 01906-4067

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateAug 13, 2020
Property Address7 SAINT JAMES RD, SAUGUS, MA 01906-4067
Document Number0000615091
Instrument DateAug 7, 2020
Instrument615091
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 SAINT JAMES RD SAUGUS MA 019064067, SAUGUS, MA 01906-4067

Mortgage

Document Number615092
DateAug 13, 2020
Instrument615092
Lender
NameCROSS CNTRY MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2050

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,560.00 (+4.88%)$437,600 (+7.49%) Land $327,300 Building $109,300$470,432 (+6.24%)
2025$4,348.00 (+7.89%)$407,100 (+7.58%) Land $297,500 Building $109,600$442,795
2024$4,030.00 (+0.93%)$378,400 (+6.71%) Land $280,500 Building $97,900
2023$3,993.00$354,600 Land $246,500 Building $108,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELROSE WATER DIVISION (MWRA)
serves 29,938 people · EPA ID MA3178000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Also Mapped HereSAUGUS WATER DEPT. (MWRA)
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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