Essex County and Saugus Town property record for 5 Saint James Rd, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft · built 1900 |
| Lot Size | 0.214 acres (9,304 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,928 (2026) |
| Deeds & Mortgages | Oct 2020 Transfer Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:011-A B:0002 L:0004 |
| Primary APN | SAUG M:011-A B:0002 L:0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 3,146 sqft |
| 1st Floor Area | 918 sqft |
| Basement Area | 918 sqft |
| Unfinished Basement | 918 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,304 sqft (0.214 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 153007 |
|---|---|
| Street Address | 5 SAINT JAMES RD |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 208402 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 SAINT JAMES RD, SAUGUS, MA 01906-4067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 13, 2019 | Deed of Trust, Mortgage · Line of Credit EAST BOSTON SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 16, 2020 |
| Transfer Doc | 617806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Oct 27, 2020 |
| Property Address | 5 SAINT JAMES RD, SAUGUS, MA 01906-4067 |
| Document Number | 0000617806 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 617806 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 SAINT JAMES RD SAUGUS MA 019064067, SAUGUS, MA 01906-4067 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 5 SAINT JAMES RD, SAUGUS, MA 01906-4067 |
| Document Number | 0000605530 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 SAINT JAMES RD SAUGUS MA 019064067, SAUGUS, MA 01906-4067 |
| Document Number | 0000605530 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 605530 |
| Name | EAST BOSTON SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 17, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,928.00 (+4.1%) | $664,900 (+6.71%) Land $343,800 Building $304,500 | $680,384 (-3.98%) |
| 2025 | $6,655.00 (+4.92%) | $623,100 (+4.62%) Land $312,600 Building $310,500 | $708,605 |
| 2024 | $6,343.00 (+3.51%) | $595,600 (+9.45%) Land $294,700 Building $300,900 | |
| 2023 | $6,128.00 | $544,200 Land $259,000 Building $285,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Also Mapped Here | SAUGUS WATER DEPT. (MWRA) |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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