7 Ruth Ave, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 7 Ruth Ave, Peabody, MA 01960

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,034 sqft · built 1961
Lot Size0.235 acres (10,228 sqft)
Owner2 Individual Names on File
Tax Bill$6,227 (2026)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNPEAB M:0059 B:0035

Property Details

APN / Parcel Number

Primary APNPEAB M:0059 B:0035
Alternative APN
  • 6654

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,034 sqft Living Area
1st Floor Area1,434 sqft
Basement Area400 sqft
Unfinished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1999
Architectural StyleSplit Foyer
Exterior MaterialWood Siding
Lot Area10,228 sqft (0.235 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number6654
Street Address7 RUTH AVE
CityPEABODY
StateMA
Zip01960-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal Block35
JurisdictionPEABODY MA
Township / Civil DivisionPEABODY
Census Block Group2
Census Block2006
Census Tract210302

Owner

7 Ruth Ave is owned and occupied by two individuals.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address7 RUTH AVE, PEABODY, MA 01960-2608
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Property Address7 RUTH AVE, PEABODY, MA 01960-2608
Document Number37105-431
Instrument DateOct 22, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 RUTH AVE PEABODY MA 019602608, PEABODY, MA 01960-2608

Mortgage

Document Number37105-431
DateOct 26, 2018
Book Page037105/000431
Instrument26000720
Lender
NameALIGN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7 Ruth Ave was $6,227, up 4.9% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityPeabody City
Unified School DistrictPeabody School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,227.00 (+4.92%)$657,500 (+2.59%) Land $322,400 Building $335,100$713,547 (-6.28%)
2025$5,935.00 (+6.84%)$640,900 (+5.22%) Land $298,500 Building $342,400$761,330
2024$5,555.00 (+3%)$609,100 (+7.52%) Land $298,500 Building $310,600
2023$5,393.00$566,500 Land $248,800 Building $317,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Ruth Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2010–2021)
Most Recent ClaimSep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEABODY WATER DEPT.
serves 54,481 people · EPA ID MA3229000
Water SourceSurface water
Last State InspectionMay 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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