4 Ruth Ave, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 4 Ruth Ave, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1957
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$381,000 (Oct 2004)
Tax Bill	$5,841 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0059 B:0020`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0059 B:0020`
Alternative APN	`6639`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6639
Street Address	4 RUTH AVE
City	PEABODY
State	MA
Zip	01960-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Block	20
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2002
Census Tract	210302

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 RUTH AVE, PEABODY, MA 01960-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 3, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 12, 2019	Deed of Trust, Mortgage · ARM AMERICAN FINANCIAL SERVICES NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2004 · Amount on Record
Deed Sale	Oct 1, 2004 · Amount on Record
Deed Book / Page	23459 / 59
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	4 RUTH AVE, PEABODY, MA 01960-2609
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041461-365
Date	Mar 3, 2023
Book Page	41461/365
Instrument	20230303000180

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	4 RUTH AVE, PEABODY, MA 01960-2609
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040627-361
Date	Jan 3, 2022
Book Page	40627/361
Instrument	20220103000110

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Feb 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	4 RUTH AVE, PEABODY, MA 01960-2609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37376-121
Date	Mar 12, 2019
Book Page	37376/121
Instrument	20190312001510

Lender

Name	AMERICAN FINANCIAL SERVICES NETWORK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2024
Index	Other
Margin	2

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,841.00 (+20.38%)	$616,800 (+17.71%) Land $321,300 Building $295,500	$663,825 (+11.96%)
2025	$4,852.00 (+0.79%)	$524,000 (-0.72%) Land $297,500 Building $226,500	$592,895
2024	$4,814.00 (-0.5%)	$527,800 (+3.86%) Land $297,500 Building $230,300
2023	$4,838.00	$508,200 Land $248,000 Building $260,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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