7 Rustic Dr, Millersburg, OH 44654 Property Records

Holmes County property record for 7 Rustic Dr, Millersburg, OH 44654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,666 sqft · built 1976
Lot Size	0.704 acres (30,690 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Feb 2024)
Tax Bill	$4,229 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-01603-000`

Property Details

APN / Parcel Number

Primary APN	`07-01603-000`
Alternative APN	`017498-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,666 sqft Living Area
1st Floor Area	1,378 sqft
Upper Floors Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2020
Exterior Material	Brick
Lot Area	30,690 sqft (0.704 acres)
Lot Dimensions	240 ft deep x 101 ft wide
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	492 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	017498-0
Street Address	7 RUSTIC DR
City	MILLERSBURG
State	OH
Zip	44654-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 905 FIRST RUSTIC ACRES SUBDIVISION R7 T9 S19 MV-07
Legal Range	07W
Legal Township	09N
Legal Section	19
Legal Subdivision	FIRST RUSTIC ACRES SUBDIVISION
Legal Lot Number	905
Jurisdiction	HOLMES OH
Township / Civil Division	HARDY
Census Block Group	4
Census Block	4015
Census Tract	976700

Owner

Source: Holmes County assessment roll, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 RUSTIC DR, MILLERSBURG, OH 44654-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit SSB COMMUNITY BANK
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage SSB COMMUNITY BANK
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit SSB COMMUNITY BANK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SSB COMMUNITY BANK
Jan 5, 2016	Sheriff's Deed, Foreclosure ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Jan 5, 2016 · Amount on Record
Deed Document Number	2024780
Deed Book / Page	288 / 978
Prior Transfer Date	Jul 5, 2006
Prior Transfer Doc	0000044680
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLMES OH
Recording Date	Feb 29, 2024
Property Address	7 RUSTIC DR, MILLERSBURG, OH 44654-1413
Document Number	000288/978
Book / Page	288 / 978
Map Reference	VOL 2A PG 149
Instrument Date	Feb 26, 2024
Instrument	202400000780
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202400000781
Date	Feb 29, 2024
Instrument	202400000781

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	7 RUSTIC DR, MILLERSBURG, OH 44654-1413
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	273/2584
Date	Aug 12, 2020
Book Page	273/2584
Instrument	202000010034

Lender

Name	SSB COMMUNITY BANK
Type	Bank
Address	STRASBURG, OH 44680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	25 Months
Due	Sep 1, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	7 RUSTIC DR, MILLERSBURG, OH 44654-1413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	261/5799
Date	Oct 17, 2017
Book Page	261/5799
Instrument	201700107454

Lender

Name	SSB COMMUNITY BANK
Type	Bank
Address	STRASBURG, OH 44680

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	7 RUSTIC DR, MILLERSBURG, OH 44654-1413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	262/2407
Date	Dec 11, 2017
Book Page	262/2407
Instrument	201700108249

Lender

Name	SSB COMMUNITY BANK
Type	Bank
Address	STRASBURG, OH 44680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2028

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	7 RUSTIC DR, MILLERSBURG, OH 44654-1413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	273/2568
Date	Aug 12, 2020
Book Page	273/2568
Instrument	202000010033

Lender

Name	SSB COMMUNITY BANK
Type	Bank
Address	STRASBURG, OH 44680

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2016: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HOLMES OH
Recording Date	Jan 5, 2016
Property Address	7 RUSTIC DR, MILLERSBURG, OH 44654-1413
Document Number	254/6744
Book / Page	254 / 6744
Map Reference	MB2A PG149
Instrument Date	Dec 17, 2015
Instrument	201600097553
Transaction Type	Foreclosure
Record Updated	Mar 26, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 MAIN ST, HOLMESVILLE, OH 44633

Tax Assessment & Valuation

Source: Holmes County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Holmes County
County Subdivision	Hardy Township
Municipality	Millersburg Village
Unified School District	West Holmes Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,229.00 (+5.67%)	$121,840 (+19.53%) Land $17,540 Building $104,300	$348,100 (+19.52%) Land $50,100 Building $298,000
2024	$4,002.00 (+1.81%)	$101,930 (-) Land $17,090 Building $84,840
2023	$3,931.00 (+5.5%)	$101,930 (+11.18%) Land $17,090 Building $84,840
2022	$3,726.00	$91,680 Land $17,090 Building $74,590	$291,240 Land $48,840 Building $242,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLERSBURG VILLAGE PWS serves 3,151 people · EPA ID OH3800912
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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