12 Rustic Dr, Millersburg, OH 44654 Property Records

Holmes County property record for 12 Rustic Dr, Millersburg, OH 44654

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,492 sqft · built 1986
Lot Size	0.235 acres (10,251 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jun 2025)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-01615-000`

Property Details

APN / Parcel Number

Primary APN	`07-01615-000`
Alternative APN	`017510-4`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,492 sqft
Basement Area	1,492 sqft
Unfinished Basement	1,492 sqft
Game Room	Game Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2023
Architectural Style	Split Level
Exterior Material	Stucco
Lot Area	10,251 sqft (0.235 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	172 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	017510-4
Street Address	12 RUSTIC DR
City	MILLERSBURG
State	OH
Zip	44654-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 910 MILLERSBURG VLG R7 T9 S19 MV-07
Legal Range	07W
Legal Township	09N
Legal Section	19
Legal Subdivision	FIRST RUSTIC ACRES SUBDIVISION
Legal Lot Number	910
Jurisdiction	HOLMES OH
Township / Civil Division	HARDY
Census Block Group	4
Census Block	4015
Census Tract	976700

Owner

12 Rustic Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Holmes County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 RUSTIC DR, MILLERSBURG, OH 44654-1413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on File
Deed Sale	Jun 5, 2025 · Amount on File
Prior Sale	Apr 22, 2010 · Amount on File
Deed Document Number	20252122
Deed Book / Page	292 / 2790
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	12 RUSTIC DR, MILLERSBURG, OH 44654-1413
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RUSTIC DR, MILLERSBURG, OH 44654-1413

Mortgage

Document Number	00279/2598
Date	Nov 10, 2021
Book Page	279/2598
Instrument	202100018555

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Oct 25, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 12 Rustic Dr was $2,711, up 2% from the year before.

Source: Holmes County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Holmes County
County Subdivision	Hardy Township
Municipality	Millersburg Village
Unified School District	West Holmes Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,711.00 (+2.03%)	$75,990 (+12.33%) Land $12,740 Building $63,250	$217,100 Land $36,400 Building $180,700
2024	$2,657.00 (+5.52%)	$67,650 (+1.05%) Land $12,420 Building $55,230
2023	$2,518.00 (-3.86%)	$66,950 (+1.38%) Land $12,420 Building $54,530
2022	$2,619.00	$66,040 Land $12,420 Building $53,620	$193,290 Land $35,490 Building $157,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Rustic Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Rustic Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLERSBURG VILLAGE PWS serves 3,151 people · EPA ID OH3800912
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20