7 Rustic Cir, Apt D, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 7 Rustic Cir, Apt D, Montvale, NJ 07645

Property Summary

Property Type	Single Family Home
Details	1 bd · 730 sqft · built 1963
Lot Size	0.011 acres (483 sqft)
Owner	Individual Name on Record
Last Sale	$221,000 (Jul 2021)
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-02903-0000-00006-58-C007D`

Property Details

APN / Parcel Number

Primary APN	`36-02903-0000-00006-58-C007D`
Alternative APNs	`36029030000000060058 C007D` `00002423`

Interior

Bedrooms	1 Bed
Total Rooms	1 Room
Units	5 Units
Stories	1 Story
Building Area	730 sqft Living Area
1st Floor Area	730 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Condo/Apartment
Lot Area	483 sqft (0.011 acres)

Location & Zoning

Account Number	00002423
Street Address	7 RUSTIC CIR, D
City	MONTVALE
State	NJ
Zip	07645-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RUSTIC CIRCLE RIDGEMOUNT GARDE
Legal Block	2903
Legal Lot Number	6.58
Jurisdiction	BERGEN NJ
Township / Civil Division	MONTVALE
Census Block Group	5
Census Block	5013
Census Tract	35100

Owner

Source: Bergen County and Montvale Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 RUSTIC CIR, 7D, MONTVALE, NJ 07645-1533
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INVESTORS BANK
Jul 26, 2021	Deed, Transfer · Conventional Mortgage INVESTORS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Jul 26, 2013 · Amount on Record
Deed Document Number	2021119191
Deed Book / Page	4291 / 1597
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 RUSTIC CIR APT D, D, MONTVALE, NJ 07645-1533
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043380768
Date	Aug 20, 2021
Book Page	4338/768
Instrument	2021133588

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 26, 2021
Property Address	7 RUSTIC CIR APT D, D, MONTVALE, NJ 07645-1533
Document Number	0042911597
Book / Page	4291 / 1597
Instrument Date	Jun 16, 2021
Instrument	2021119191
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 S MAPLE AVE, PARK RIDGE, NJ 07656-2149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RUSTIC CIR, MONTVALE, NJ 07645-1533

Mortgage

Document Number	2021119192
Date	Jul 26, 2021
Instrument	2021119192

Lender

Name	INVESTORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Montvale Borough
Elementary School District	Montvale Borough School District (KG - 08)
Secondary School District	Pascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,700 (-) Land $115,000 Building $53,700	$168,700 (-) Land $115,000 Building $53,700
2025	$4,305.00 (+1.49%)	$168,700 (-) Land $115,000 Building $53,700	$168,700 (-) Land $115,000 Building $53,700
2024	$4,242.00 (+1.78%)
2023		$168,700 (-) Land $115,000 Building $53,700	$168,700 (-) Land $115,000 Building $53,700
2022	$4,168.00 (+0.53%)	$168,700 Land $115,000 Building $53,700	$168,700 Land $115,000 Building $53,700
2021	$4,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Aug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001
Water Source	Purchased surface water
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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