7 Rustic Cir, Apt B, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 7 Rustic Cir, Apt B, Montvale, NJ 07645

Property Summary

Property Type	Single Family Home
Details	1 bd · 730 sqft · built 1963
Lot Size	0.011 acres (482 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Sep 2019)
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-02903-0000-00006-57-C007B`

Property Details

APN / Parcel Number

Primary APN	`36-02903-0000-00006-57-C007B`
Alternative APNs	`36029030000000060057 C007B` `00205045`

Interior

Bedrooms	1 Bed
Total Rooms	1 Room
Stories	1 Story
Building Area	730 sqft Living Area
1st Floor Area	730 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Condo/Apartment
Lot Area	482 sqft (0.011 acres)

Location & Zoning

Account Number	00205045
Street Address	7 RUSTIC CIR, B
City	MONTVALE
State	NJ
Zip	07645-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIDGEMONT GARDENS
Legal Block	2903
Legal Lot Number	6.57
Jurisdiction	BERGEN NJ
Township / Civil Division	MONTVALE
Census Block Group	5
Census Block	5013
Census Tract	35100

Owner

Source: Bergen County and Montvale Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 RUSTIC CIR, B, MONTVALE, NJ 07645-1533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 5, 2019	Deed, Transfer
Oct 18, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	201958319
Deed Book / Page	3339 / 1272
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 RUSTIC CIR APT B, B, MONTVALE, NJ 07645-1533
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039911574
Date	Mar 3, 2021
Book Page	3991/1574
Instrument	2021029758

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 5, 2019
Property Address	7 RUSTIC CIR APT B, B, MONTVALE, NJ 07645-1533
Document Number	0033391272
Book / Page	3339 / 1272
Instrument Date	Aug 7, 2019
Instrument	19-058319
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RUSTIC CIR APT B, B, MONTVALE, NJ 07645-1533

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 18, 2017
Property Address	7 RUSTIC CIR APT B, B, MONTVALE, NJ 07645-1533
Document Number	0027560603
Book / Page	002756 / 000603
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	SAFELAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RUSTIC CIR #B MONTVALE NJ 076451533, B, MONTVALE, NJ 07645-1533

Mortgage

Document Number	27560609
Date	Oct 18, 2017
Book Page	002756/000609

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Montvale Borough
Elementary School District	Montvale Borough School District (KG - 08)
Secondary School District	Pascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,700 (-) Land $115,000 Building $53,700	$168,700 (-) Land $115,000 Building $53,700
2025	$4,305.00 (+1.49%)	$168,700 (-) Land $115,000 Building $53,700	$168,700 (-) Land $115,000 Building $53,700
2024	$4,242.00 (+1.78%)
2023		$168,700 Land $115,000 Building $53,700	$168,700 Land $115,000 Building $53,700
2022	$4,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Aug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001
Water Source	Purchased surface water
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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