7 Ruby Hollow, Park City, UT 84060 Property Records

Summit County property record for 7 Ruby Hollow, Park City, UT 84060

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 8,200 sqft · built 2008
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Company Names on Record
Tax Bill	$74,926 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`RCLD-7`

Property Details

APN / Parcel Number

Primary APN	`RCLD-7`
Alternative APN	`0427488`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,200 sqft Living Area
Gross Area	9,093 sqft
Basement Area	3,063 sqft
Finished Basement	3,063 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Attached
Garage Area	893 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	0427488
Street Address	7 RUBY HOLW
City	PARK CITY
State	UT
Zip	84060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 RED CLOUD SUBDIVISION; ACCORDING TO THE OFFICIAL PLAT ON FILE IN THE SUMMIT COUNTY RECORDERS OFFICE CONT 1.70 AC 1682-1508 2845-636 2848-1241 2846-43 2866-1329 2875-610 2879-428-1083 MICHAEL T COWLEY AS TRUSTEE OF THE MICHAEL T COWLEY LIVING TR
Legal Subdivision	RED CLOUD SUBDIVISION
Legal Lot Number	7
Jurisdiction	SUMMIT UT
Township / Civil Division	PARK CITY
Census Block Group	1
Census Block	1042
Census Tract	964402

Owner

Source: Summit County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1242 E JACKSON ST, PHOENIX, AZ 85034-2342
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Oct 21, 2025	Warranty Deed, Transfer
Sep 19, 2025	Warranty Deed, Transfer
Sep 19, 2025	Warranty Deed, Transfer
Oct 17, 2025	Re-recorded Document
Jul 3, 2018	Quit Claim Deed, Transfer HIGH COUNTRY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025
Deed Sale	Oct 21, 2025
Prior Sale	Oct 17, 2025
Deed Document Number	20251242697
Deed Book / Page	2879 / 1083
Prior Transfer Date	Sep 18, 2025
Prior Transfer Doc	002879/428
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT UT
Property Address	7 RUBY HOLW, PARK CITY, UT 84060
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	PARAGON TITLE INSURANCE COMPANY, METRO TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 W CYPRESS ST, PHOENIX, AZ 85003-1106

Mortgage

Document Number	002886/672
Date	Dec 9, 2025
Book Page	2886/672
Instrument	1245073

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Max Rate	10.9%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Oct 21, 2025
Property Address	7 RUBY HOLW, PARK CITY, UT 84060
Document Number	02879/1083
Book / Page	2879 / 1083
Instrument Date	Oct 21, 2025
Instrument	1242697
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1242 E JACKSON ST, PHOENIX, AZ 85034-2342

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Sep 19, 2025
Property Address	7 RUBY HOLW, PARK CITY, UT 84060
Document Number	002875/626
Book / Page	2875 / 626
Instrument Date	Sep 18, 2025
Instrument	1241258
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1242 E JACKSON ST, PHOENIX, AZ 85034-2342

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Sep 19, 2025
Property Address	7 RUBY HOLW, PARK CITY, UT 84060
Document Number	002875/610
Book / Page	2875 / 610
Instrument Date	Sep 18, 2025
Instrument	1241254
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1242 E JACKSON ST, PHOENIX, AZ 85034-2342

October 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SUMMIT UT
Recording Date	Oct 17, 2025
Property Address	7 RUBY HOLW, PARK CITY, UT 84060
Document Number	002879/428
Book / Page	2879 / 428
Instrument Date	Sep 18, 2025
Instrument	1242545
Record Updated	Nov 3, 2025

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1242 E JACKSON ST, PHOENIX, AZ 85034-2342

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMMIT UT
Recording Date	Jul 3, 2018
Property Address	7 RUBY HOLW, PARK CITY, UT 84060
Document Number	0001094546
Book / Page	002469 / 001022
Instrument Date	Jun 28, 2018
Instrument	1094546
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	HIGH COUNTRY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4188 STATE ROAD 248 KAMAS UT 840369315, KAMAS, UT 84036-9315

Tax Assessment & Valuation

Source: Summit County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Summit County
Municipality	Park City
Unified School District	Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$74,926.00	$13,327,384 (+83.19%) Land $5,270,000 Building $8,057,384	$13,327,384 (+1.3%) Land $5,270,000 Building $8,057,384
2024	$74,926.00 (+155.29%)	$7,275,058 (+42.68%) Land $2,301,250 Building $4,973,808	$13,155,788 (+43.01%) Land $4,112,500 Building $9,043,288
2023	$29,349.00 (+15.43%)	$5,099,018 (+35.21%) Land $2,301,250 Building $2,797,768	$9,199,350 (+35.58%) Land $4,112,500 Building $5,086,850
2022	$25,425.00	$3,771,207 Land $2,301,250 Building $1,469,957	$6,785,149 Land $4,112,500 Building $2,672,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (1983–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK CITY WATER SYSTEM serves 8,875 people · EPA ID UTAH22011
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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