7 Ross Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 7 Ross Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 1938
Lot Size	0.939 acres (40,946 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Aug 2025)
Tax Bill	$852 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-40-05-142.00`

Property Details

APN / Parcel Number

Primary APN	`028-40-05-142.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,215 sqft Finished Area

Exterior

Year Built	Built 1938
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.939 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0284005142.00
Street Address	7 ROSS AVE
City	FT MITCHELL
State	KY
Zip	41017-2940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WERT PT LOTS 6-7 47.95' NS ROSS 148 W HIGHLAND
Legal Subdivision	WERT
Legal Lot Number	6,7 7
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	64700

Owner

Source: Kenton County records · APN 028-40-05-142.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7 ROSS AVE, FORT MITCHELL, KY 41017-2940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Feb 26, 2025 · Amount on Record
Deed Document Number	25081105900097
Deed Book / Page	KC 357 / 123
Record Updated	Jun 08, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 11, 2025
Property Address	7 ROSS AVE, FT MITCHELL, KY 41017-2940
Document Number	0005900097
Book / Page	KC 357 / 123
Map Reference	PL 307
Instrument Date	Aug 08, 2025
Instrument	25081105900097
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 MARYWOOD CT, EDGEWOOD, KY 41017-3384

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 ROSS AVE, FORT MITCHELL, KY 41017-2940

Mortgage

Document Number	0005900098
Date	Aug 11, 2025
Instrument	25081105900098

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$852.00 (-8.09%)	$227,900 (-) Land $60,000 Building $167,900	$227,900 (-) Land $60,000 Building $167,900
2023	$927.00	$227,900 Land $60,000 Building $167,900	$227,900 Land $60,000 Building $167,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 205 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.