Kenton County property record for 4 Ross Ave, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,375 sqft · built 1916 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Sep 2021) |
| Tax Bill | $916 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Apr 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-40-05-173.00 |
| Primary APN | 028-40-05-173.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,375 sqft Finished Area |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4 ROSS AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KORDENBROCK NW 155' LOT 2 |
| Legal Subdivision | KORDENBROCK H B |
| Legal Lot Number | 2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 64700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 ROSS AVE, FT MITCHELL, KY 41017-2939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Apr 5, 2019 | Warranty Deed, Transfer VICTORY CMNTY BK |
| Feb 15, 2019 | Warranty Deed, Transfer TECHNE TITLE AGENCY INC |
| Feb 9, 2017 | Warranty Deed, Transfer GUARDIAN SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on Record |
| Deed Sale | Sep 10, 2021 · Amount on Record |
| Prior Sale | Apr 5, 2019 · Amount on Record |
| Deed Document Number | 20215900040 |
| Deed Book / Page | 117 / 161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 10, 2021 |
| Property Address | 4 ROSS AVE, FT MITCHELL, KY 41017-2939 |
| Document Number | 0005900040 |
| Book / Page | 117 / 161 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 21091005900040 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 338 HIGHLAND AVE, 338, FT MITCHELL, KY 41017-2961 |
| Name | Verified Name |
|---|---|
| Address | 4 ROSS AVE, FT MITCHELL, KY 41017-2939 |
| Document Number | 0005900041 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 21091005900041 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 5, 2019 |
| Property Address | 4 ROSS AVE, FT MITCHELL, KY 41017-2939 |
| Document Number | 0000000006 |
| Book / Page | 0C6633 / 000237 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 6 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2019 |
| Title Company | HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGCY LTD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 ROSS AVE FORT MITCHELL KY 410172939, FORT MITCHELL, KY 41017-2939 |
| Document Number | 7 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 0C6633/000241 |
| Instrument | 7 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 15, 2019 |
| Property Address | 4 ROSS AVE, FT MITCHELL, KY 41017-2939 |
| Document Number | 0000000084 |
| Book / Page | 0C6601 / 000079 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 84 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2019 |
| Title Company | TECHNE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $91.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1102 BRIGHTON ST NEWPORT KY 410711522, NEWPORT, KY 41071-1522 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 9, 2017 |
| Property Address | 4 ROSS AVE, FT MITCHELL, KY 41017-2939 |
| Document Number | 0000000187 |
| Book / Page | 0C6094 / 000113 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 187 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5272 DEER PATH MILFORD OH 451509418, MILFORD, OH 45150-9418 |
| Document Number | 188 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | 0C6094/000117 |
| Instrument | 188 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,000 (-) Land $60,000 Building $185,000 | $245,000 (-) Land $60,000 Building $185,000 | |
| 2025 | $916.00 (-8.12%) | $245,000 (-) Land $60,000 Building $185,000 | $245,000 (-) Land $60,000 Building $185,000 |
| 2023 | $997.00 (-4.41%) | $245,000 (-) Land $60,000 Building $185,000 | $245,000 (-) Land $60,000 Building $185,000 |
| 2022 | $1,043.00 | $245,000 Land $40,000 Building $205,000 | $245,000 Land $40,000 Building $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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