7 Rock River Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 7 Rock River Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,507 sqft · built 2001
Lot Size	0.341 acres (14,860 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Sep 2025)
Tax Bill	$10,337 (2024)
Deeds & Mortgages	May 2026 Sale Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-376-011`

Property Details

APN / Parcel Number

Primary APN	`19-30-376-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,507 sqft Living Area
1st Floor Area	1,341 sqft
Basement Area	1,325 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	14,860 sqft (0.341 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 ROCK RIVER CT
City	ALGONQUIN
State	IL
Zip	60102-6836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0002717 LT 49 CREEKSIDE OF ALGONQUIN THE GLENS PHASE 1 MEMO: HADLOCK, RICHARD B JR/MICHELLE M
Legal Subdivision	CREEKSIDE OF ALGONQUIN THE GLENS PHASE 1
Legal Phase	1
Legal Lot Number	49
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4004
Census Tract	871206

Owner

Source: McHenry County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7 ROCK RIVER CT, ALGONQUIN, IL 60102-6836
Owner Type	Company
Vesting	Trust, Personal Trust

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jan 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FIDELITY MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Aug 4, 2014
Deed Document Number	202525982
Last Transfer Date	Mar 3, 2026
Transfer Doc	0000014161
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	May 22, 2026
Property Address	7 ROCK RIVER CT, ALGONQUIN, IL 60102-6836
Document Number	0000014161
Instrument Date	Mar 3, 2026
Instrument	202614161
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7 ROCK RIVER CT, ALGONQUIN, IL 60102-6836

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 22, 2025
Property Address	7 ROCK RIVER CT, ALGONQUIN, IL 60102-6836
Document Number	0000025982
Map Reference	DOC 2000R010194
Instrument Date	Sep 12, 2025
Instrument	2025R0025982
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 ROCK RIVER CT, ALGONQUIN, IL 60102-6836

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 ROCK RIVER CT, ALGONQUIN, IL 60102-6836

Mortgage

Document Number	0000025983
Date	Sep 22, 2025
Instrument	2025R0025983

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jan 14, 2021
Property Address	7 ROCK RIVER CT, ALGONQUIN, IL 60102-6836
Document Number	0000002717
Map Reference	DOC 2000R00007230
Instrument Date	Dec 14, 2020
Instrument	2021R0002717
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 ROCK RIVER CT, ALGONQUIN, IL 60102-6836

Mortgage

Document Number	0000002718
Date	Jan 14, 2021
Instrument	2021R0002718

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,337.00 Homeowner's exemption	$148,148 (+20.3%) Land $24,564 Building $123,584	$444,444 (+20.3%) Land $73,692 Building $370,752
2022	Homeowner's exemption	$123,146 Land $25,890 Building $97,256	$369,438 Land $77,670 Building $291,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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