4 Rock River Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 4 Rock River Ct, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 3,542 sqft · built 2000
Lot Size0.326 acres (14,205 sqft)
OwnerIndividual Name on Record
Last Sale$373,000 (Jun 2013)
Deeds & MortgagesSep 2025 Mortgage
Dec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN19-30-376-002

Property Details

APN / Parcel Number

Primary APN19-30-376-002

Interior

Bedrooms5 Beds
Full Baths6 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,542 sqft
Gross Area5,457 sqft
1st Floor Area1,933 sqft
2nd Floor Area1,609 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area14,205 sqft (0.326 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4 ROCK RIVER CT
CityALGONQUIN
StateIL
Zip60102-6836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2013R0027706 LT 40 CREEKSIDE OF ALGONQUIN THE GLENS PHASE 1
Legal Range08E
Legal Township43N
Legal Section30
Legal SubdivisionCREEKSIDE/ALGONQUIN/GLENS PH 1
Legal Phase1
Legal Lot Number40
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4004
Census Tract871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 ROCK RIVER CT, ALGONQUIN, IL 60102-6836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Dec 27, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2013 · Amount on Record
Deed SaleJun 3, 2013 · Amount on Record
Prior SaleJun 3, 2013 · Amount on Record
Deed Document Number0000027706
Last Transfer DateDec 27, 2023
Transfer Doc0000032485
Record UpdatedJun 7, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4 ROCK RIVER CT, ALGONQUIN, IL 60102-6836
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 ROCK RIVER CT, ALGONQUIN, IL 60102-6836

Mortgage

Document Number0000026284
DateSep 25, 2025
Instrument2025R0026284
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate5.99%

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateDec 27, 2023
Property Address4 ROCK RIVER CT, ALGONQUIN, IL 60102-6836
Document Number0000032485
Map ReferenceDOC 2000R010194
Instrument DateDec 12, 2023
Instrument2023R0032485
Transaction TypeTransfer
Record UpdatedJan 8, 2024
Title CompanyAF TITLE COMPANY, FOX TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 ROCK RIVER CT, ALGONQUIN, IL 60102-6836

Mortgage

Document Number0000032486
DateDec 27, 2023
Instrument2023R0032486
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeFixed Rate
Rate6.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$159,187 Land $26,026 Building $133,161$477,561 Land $78,078 Building $399,483

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: i3 Broadband.

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