Westerly Town property record for 7 Rock Ridge Rd, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,084 sqft · built 1978 |
| Lot Size | 0.869 acres (37,860 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $939,000 (Apr 2025) |
| Tax Bill | $5,590 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2024 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:130 B:40 |
| Primary APN | WEST M:130 B:40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,084 sqft Living Area |
| Gross Area | 5,181 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,860 sqft (0.869 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 20101705 |
|---|---|
| Street Address | 7 ROCK RIDGE RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 40 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 50902 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 265 RIVERSIDE DR, 9B, NEW YORK, NY 10025-5249 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage GUILD MORTGAGE CO |
| Oct 31, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Apr 25, 2025 | Executor's Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2025 · Amount on Record |
| Deed Sale | Apr 25, 2025 · Amount on Record |
| Deed Book / Page | 2025 / 4843 |
| Prior Transfer Date | Apr 21, 2025 |
| Prior Transfer Doc | 02025-4782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 7 ROCK RIDGE RD, WESTERLY, RI 02891-3704 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025-15289 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 2025/15289 |
| Instrument | 2025-3708 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 7 ROCK RIDGE RD, WESTERLY, RI 02891-3704 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2024-14565 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | 2024/14565 |
| Instrument | 2024-3689 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2049 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 25, 2025 |
| Property Address | 7 ROCK RIDGE RD, WESTERLY, RI 02891-3704 |
| Document Number | 02025-4843 |
| Book / Page | 2025 / 4843 |
| Instrument Date | Apr 19, 2025 |
| Instrument | 2025-1230 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 RIVERSIDE DR APT 9B, 9B, NEW YORK, NY 10025-5249 |
| Document Number | 0020251232 |
|---|---|
| Date | Apr 25, 2025 |
| Instrument | 2025-1232 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,590.00 (-0.83%) | $786,200 (+34.16%) Land $364,000 Building $422,200 | $936,808 |
| 2023 | $5,637.00 (+0.62%) | $586,000 (-) Land $262,800 Building $323,200 | |
| 2022 | $5,602.00 | $586,000 Land $262,800 Building $323,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2009–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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