2 Rock Ridge Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 2 Rock Ridge Rd, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,308 sqft · built 1971
Lot Size0.769 acres (33,504 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Jul 2020)
Tax Bill$6,545 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:130 B:29

Property Details

APN / Parcel Number

Primary APNWEST M:130 B:29
Alternative APNs
  • M:130 B:29 L
  • 3369525

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,308 sqft Living Area
Gross Area4,214 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area33,504 sqft (0.769 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3369525
Street Address2 ROCK RIDGE RD
CityWESTERLY
StateRI
Zip02891-3703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block29
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3047
Census Tract50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2 ROCK RIDGE RD, WESTERLY, RI 02891-3703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2020 · Amount on Record
Deed SaleJul 1, 2020 · Amount on Record
Deed Document Number20202906
Deed Book / Page2020 / 12602
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address2 ROCK RIDGE RD, WESTERLY, RI 02891-3703
Document Number2020-2606
Instrument DateJul 1, 2020
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 ROCK RIDGE RD WESTERLY RI 028913703, WESTERLY, RI 02891-3703

Mortgage

Document Number2020-2606
DateJul 1, 2020
Book Page002020/012606
Instrument2907
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 30, 2050

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,545.00 (-0.77%)$920,600 (+34.26%) Land $574,100 Building $346,500$889,271
2023$6,596.00 (+1.37%)$685,700 (+0.75%) Land $410,400 Building $275,300
2022$6,507.00$680,600 Land $412,200 Building $268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2009–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

Nearby Properties on Rock Ridge Rd

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