7 Rivers Edge Dr, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 7 Rivers Edge Dr, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 5,121 sqft · built 1978
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,984,000 (Aug 2009)
Tax Bill	$35,454 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`41-00111-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`41-00111-0000-00016`
Alternative APNs	`410011100016` `202100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,121 sqft Living Area
1st Floor Area	3,130 sqft
Upper Floors Area	2,537 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Mansard
Roof Material	Other
Lot Area	45,738 sqft
Garage Type	Built-in
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	608 sqft
Porch	Open Porch
Patio Area	987 sqft
Shed	1 Shed
Shed Area	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	202100
Street Address	7 RIVERS EDGE DR
City	RUMSON
State	NJ
Zip	07760-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	RIVERS EDGE/RUMSON
Legal Block	111
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4017
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 RIVERS EDGE DR, RUMSON, NJ 07760-1025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2009 · Amount on Record
Deed Sale	Aug 21, 2009 · Amount on Record
Prior Sale	Jun 3, 2002 · Amount on Record
Deed Document Number	200997958
Deed Book / Page	8793 / 6397
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	7 RIVERS EDGE DR, RUMSON, NJ 07760-1025
Document Number	0000050339
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIVER EDGE DR RUMSON NJ 077601025, RUMSON, NJ 07760-1025

Mortgage

Document Number	0000050339
Date	May 23, 2017
Book Page	009228/000982
Instrument	50339

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	444 Months
Due	May 22, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,791,000 (+12.17%) Land $1,931,900 Building $1,859,100	$3,791,000 (+12.17%) Land $1,931,900 Building $1,859,100
2025	$35,454.00 (+2.27%)	$3,379,800 (+16.75%) Land $1,797,600 Building $1,582,200	$3,379,800 (+16.75%) Land $1,797,600 Building $1,582,200
2024	$34,666.00 (+2.93%)
2023		$2,894,800 Land $1,589,500 Building $1,305,300	$2,894,800 Land $1,589,500 Building $1,305,300
2022	$33,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35