2 Rivers Edge Dr, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 2 Rivers Edge Dr, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,232 sqft · built 1976
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,135,000 (Sep 2017)
Tax Bill	$20,423 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`41-00111-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`41-00111-0000-00004`
Alternative APNs	`410011100004` `200900`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,232 sqft Living Area
1st Floor Area	4,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	57,064 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	640 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	200900
Street Address	2 RIVERS EDGE DR
City	RUMSON
State	NJ
Zip	07760-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	MAP/RIVERS EDGE/RUMSON
Legal Block	111
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4017
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 RIVERS EDGE DR, RUMSON, NJ 07760-1025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FED'L MTG CORP
Sep 29, 2017	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	201796266
Prior Transfer Date	Dec 2, 2008
Prior Transfer Doc	0087489053
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 RIVERS EDGE DR, RUMSON, NJ 07760-1025
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIVER EDGE DR, RUMSON, NJ 07760-1025

Mortgage

Document Number	0095012858
Date	Apr 14, 2021
Book Page	9501/2858
Instrument	2021060209

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 RIVERS EDGE DR, RUMSON, NJ 07760-1025
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	ALLIED TITLE LLC SUITE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095814834
Date	Mar 1, 2022
Book Page	9581/4834
Instrument	2022024053

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 RIVERS EDGE DR, RUMSON, NJ 07760-1025
Document Number	0000073320
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	ALLIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 RIVER EDGE DR RUMSON NJ 077601025, RUMSON, NJ 07760-1025

Mortgage

Document Number	0000073320
Date	Jul 9, 2020
Book Page	009425/008851
Instrument	73320

Lender

Name	AMERICAN FED'L MTG CORP
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 29, 2017
Property Address	2 RIVERS EDGE DR, RUMSON, NJ 07760-1025
Document Number	0000096266
Book / Page	009251 / 005507
Instrument Date	Sep 13, 2017
Instrument	96266
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	COMMONWEALTH TITLE MONMOUTH AGENCY, COMMONWEALTH TITLE MONMOUTH AG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 RIVER EDGE DR RUMSON NJ 077601025, RUMSON, NJ 07760-1025

Mortgage

Document Number	96275
Date	Sep 29, 2017
Book Page	009251/005532
Instrument	96275

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,144,200 (+10.13%) Land $1,546,100 Building $598,100	$2,144,200 (+10.13%) Land $1,546,100 Building $598,100
2025	$20,423.00 (+1.32%)	$1,946,900 (+11.73%) Land $1,437,900 Building $509,000	$1,946,900 (+11.73%) Land $1,437,900 Building $509,000
2024	$20,156.00 (+1.96%)
2023		$1,742,500 Land $1,322,600 Building $419,900	$1,742,500 Land $1,322,600 Building $419,900
2022	$19,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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