7 Ridgewood Dr, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 7 Ridgewood Dr, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,136 sqft · built 1998
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,500 (May 1998)
Tax Bill	$8,509 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WINL M:28 B:50 L:38`

Property Details

APN / Parcel Number

Primary APN	`WINL M:28 B:50 L:38`
Alternative APN	`52432741`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,136 sqft Living Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	52432741
Street Address	7 RIDGEWOOD DR
City	WINDSOR LOCKS
State	CT
Zip	06096-1873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESB
Legal Block	50
Legal Lot Number	38
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	1
Census Block	1004
Census Tract	476200

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 RIDGEWOOD DR, WINDSOR LOCKS, CT 06096-1873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC
Feb 3, 2018	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1998 · Amount on Record
Deed Sale	May 1, 1998 · Amount on Record
Deed Book / Page	248 / 925
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	7 RIDGEWOOD DR, WINDSOR LOCKS, CT 06096-1873
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	500-454
Date	Dec 14, 2020
Book Page	500/454
Instrument	887720015

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	7 RIDGEWOOD DR, WINDSOR LOCKS, CT 06096-1873
Document Number	474-389
Instrument Date	Feb 3, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIDGEWOOD DR WINDSOR LOCKS CT 060961873, WINDSOR LOCKS, CT 06096-1873

Mortgage

Document Number	474-389
Date	Mar 8, 2018
Book Page	000474/000389
Instrument	760007

Lender

Name	BERKSHIRE BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 7, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$354,690 (+82.99%) Land $60,130 Building $294,560	$248,283 Land $42,091 Building $206,192
2024	$8,509.00 (+56.01%)	$193,830 (-) Land $46,830 Building $147,000
2023	$5,454.00 (+8.93%)	$193,830 (-) Land $46,830 Building $147,000
2022	$5,007.00	$193,830 Land $46,760 Building $147,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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