11 Ridgewood Dr, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 11 Ridgewood Dr, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,232 sqft · built 2001
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$253,500 (Jun 2001)
Tax Bill	$8,077 (2024)
Deeds & Mortgages	Aug 2025 Line of Credit Jan 2025 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINL M:28 B:50 L:40`

Property Details

APN / Parcel Number

Primary APN	`WINL M:28 B:50 L:40`
Alternative APN	`52432761`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,602 sqft (0.45 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	52432761
Street Address	11 RIDGEWOOD DR
City	WINDSOR LOCKS
State	CT
Zip	06096-1873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESB
Legal Block	50
Legal Lot Number	40
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	1
Census Block	1004
Census Tract	476200

Owner

11 Ridgewood Dr is owned and occupied by an individual who bought it in June 2001.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	11 RIDGEWOOD DR, WINDSOR LOCKS, CT 06096-1873
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2025	Deed of Trust, Mortgage · Line of Credit MUTUAL OF OMAHA MORTGAGE
Jan 8, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance UPSTART MORTGAGE LLC
Feb 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2001 · Amount on File
Deed Sale	Jun 7, 2001 · Amount on File
Deed Book / Page	274 / 291
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	11 RIDGEWOOD DR, WINDSOR LOCKS, CT 06096-1873
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000548-640
Date	Aug 7, 2025
Book Page	548/640
Instrument	2408990014

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	11 RIDGEWOOD DR, WINDSOR LOCKS, CT 06096-1873
Transaction Type	Mortgage
Record Updated	Jan 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000542-613
Date	Jan 8, 2025
Book Page	542/613
Instrument	2061910006

Lender

Name	UPSTART MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2039

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	11 RIDGEWOOD DR, WINDSOR LOCKS, CT 06096-1873
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000515-678
Date	Feb 14, 2022
Book Page	515/678
Instrument	1251460010

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$336,700 (+83.31%) Land $61,880 Building $274,820	$235,690 Land $43,316 Building $192,374
2024	$8,077.00 (+56.26%)	$183,680 (-) Land $48,880 Building $134,800
2023	$5,169.00 (+8.96%)	$183,680 (-) Land $48,880 Building $134,800
2022	$4,744.00	$183,680 Land $48,930 Building $134,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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