7 Ridgeway St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 7 Ridgeway St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,311 sqft · built 1955
Lot Size	0.202 acres (8,790 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (May 2023)
Tax Bill	$6,743 (2026)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:17 L:0275`

Property Details

APN / Parcel Number

Primary APN	`SALE M:17 L:0275`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,311 sqft Living Area
Gross Area	3,003 sqft
Basement Area	1,029 sqft
Unfinished Basement	1,029 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,790 sqft (0.202 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 RIDGEWAY ST
City	SALEM
State	MA
Zip	01970-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	275
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	5
Census Block	5003
Census Tract	204600

Owner

7 Ridgeway St is owned and occupied by two individuals who bought it in May 2023.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 RIDGEWAY ST, SALEM, MA 01970-1525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
May 10, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
May 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on File
Deed Sale	May 10, 2023 · Amount on File
Prior Sale	May 4, 2020 · Amount on File
Deed Document Number	20231020
Deed Book / Page	41557 / 229
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	7 RIDGEWAY ST, SALEM, MA 01970-1525
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043135-545
Date	Dec 18, 2025
Book Page	43135/545
Instrument	20251218000320

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	May 10, 2023
Property Address	7 RIDGEWAY ST, SALEM, MA 01970-1525
Document Number	041557-229
Book / Page	41557 / 229
Instrument Date	May 10, 2023
Instrument	20230510001020
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 RIDGEWAY ST, SALEM, MA 01970-1525

Mortgage

Document Number	230510001030
Date	May 10, 2023
Instrument	230510001030

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	May 4, 2020
Property Address	7 RIDGEWAY ST, SALEM, MA 01970-1525
Document Number	38480-590
Book / Page	038480 / 000590
Instrument Date	May 1, 2020
Instrument	4002970
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,368.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 RIDGEWAY ST SALEM MA 019701525, SALEM, MA 01970-1525

Tax Assessment & Valuation

The 2026 property tax bill for 7 Ridgeway St was $6,743, up 5% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,743.00 (+5%)	$625,500 (+10.45%) Land $249,600 Building $375,000	$581,963 (+10.56%)
2025	$6,422.00 (-2.25%)	$566,300 (+0.16%) Land $224,700 Building $341,600	$526,395
2024	$6,570.00 (+19.19%)	$565,400 (+28.33%) Land $213,500 Building $351,900
2023	$5,512.00	$440,600 Land $197,100 Building $243,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Ridgeway St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, AT&T, Verizon.

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