1 Ridgeway St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 1 Ridgeway St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,746 sqft · built 1937
Lot Size	0.243 acres (10,572 sqft)
Owner	Individual Name on Record
Last Sale	$342,500 (Mar 2019)
Tax Bill	$5,789 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:17 L:0273`

Property Details

APN / Parcel Number

Primary APN	`SALE M:17 L:0273`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,746 sqft Living Area
Gross Area	3,633 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,572 sqft (0.243 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1 RIDGEWAY ST
City	SALEM
State	MA
Zip	01970-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	273
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	5
Census Block	5003
Census Tract	204600

Owner

Source: Essex County and Salem City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 RIDGEWAY ST, SALEM, MA 01970-1525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AMERISAVE MORTGAGE CORP
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 15, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	20191650
Deed Book / Page	37382 / 542
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	1 RIDGEWAY ST, SALEM, MA 01970-1525
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041955-135
Date	Jan 19, 2024
Book Page	41955/135
Instrument	20240119001370

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	1 RIDGEWAY ST, SALEM, MA 01970-1525
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040001-158
Date	Jun 21, 2021
Book Page	40001/158
Instrument	20210621004780

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Mar 15, 2019
Property Address	1 RIDGEWAY ST, SALEM, MA 01970-1525
Document Number	37382-542
Book / Page	037382 / 000542
Instrument Date	Mar 15, 2019
Instrument	1903151650
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,561.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RIDGEWAY ST SALEM MA 019701525, SALEM, MA 01970-1525

Mortgage

Document Number	37382-545
Date	Mar 15, 2019
Book Page	037382/000545
Instrument	1903151660

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,789.00 (+16.36%)	$510,500 (+19.25%) Land $233,800 Building $276,700	$485,450
2024	$4,975.00 (+4.87%)	$428,100 (+12.9%) Land $222,200 Building $205,900
2023	$4,744.00	$379,200 Land $205,100 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, AT&T, Verizon.

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