7 Ridgeland St, Pinehurst, NC 28374 Property Records

Moore County property record for 7 Ridgeland St, Pinehurst, NC 28374

Property Summary

Property Type	Other Improved
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,950,000 (Apr 2026)
Tax Bill	$5,520 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`857400105060`

Property Details

APN / Parcel Number

Primary APN	`857400105060`
Alternative APNs	`8574105060` `20070952` `97026748` `97052492` `97028171`

Exterior

Lot Area	40,946 sqft (0.94 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	97028171
Street Address	7 RIDGELAND ST
City	PINEHURST
State	NC
Zip	28374-4007
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RS3
Legal Description	FOREST CREEK SEC 18 LOT 1858 SOUTHERN PINES MUNI RIDGELAND
Legal Subdivision	FOREST CREEK GOLF COURSE DEVELOPMENT
Legal Lot Number	1858
Jurisdiction	MOORE NC
Township / Civil Division	9, MINERAL SPRINGS
Census Block Group	2
Census Block	2020
Census Tract	950604

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 RIDGELAND ST, PINEHURST, NC 28374-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Special Warranty Deed · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Apr 30, 2026	Special Warranty Deed, Transfer · Conventional Mortgage BAY BANK TRUST COMPANY
Sep 21, 2023	Warranty Deed, Transfer
Jan 31, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Sep 21, 2023 · Amount on Record
Deed Document Number	20266549
Deed Book / Page	6537 / 586
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Apr 30, 2026
Property Address	7 RIDGELAND ST, PINEHURST, NC 28374-4007
Document Number	0000006549
Book / Page	6537 / 586
Instrument Date	Apr 28, 2026
Instrument	20266549
Record Updated	Jun 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393,900.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIDGELAND ST, PINEHURST, NC 28374-4007

Mortgage

Document Number	0000006550,
Date	Apr 30, 2026
Instrument	20266550

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.92%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Apr 30, 2026
Property Address	7 RIDGELAND ST, PINEHURST, NC 28374-4007
Document Number	006537/586
Book / Page	6537 / 586
Instrument Date	Apr 28, 2026
Instrument	20266549
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIDGELAND ST, PINEHURST, NC 28374-4007

Mortgage

Document Number	0000006550,
Date	Apr 30, 2026
Instrument	20266550

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.92%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Sep 21, 2023
Property Address	7 RIDGELAND ST, PINEHURST, NC 28374-4007
Document Number	006073/369
Book / Page	6073 / 369
Map Reference	CAB 14 SL 17&18
Instrument Date	Sep 14, 2023
Instrument	2023012855
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 SAINT ANDREWS DR, PINEHURST, NC 28374-9507

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jan 31, 2022
Property Address	7 RIDGELAND ST, PINEHURST, NC 28374-4007
Document Number	005789/150
Book / Page	5789 / 150
Map Reference	CAB 14 SL 17&18
Instrument Date	Jan 21, 2022
Instrument	2022001857
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 MEYER FARM DR, 200, PINEHURST, NC 28374-8872

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	36 ELKTON DR, PINEHURST, NC 28374-8529

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Southern Pines Town
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,520.00 (+638.96%)	$886,840 (+639.03%) Land $120,000 Building $766,840
2025	$747.00 (-5.32%)	$120,000 (-) Land $120,000
2024			$120,000 (-) Land $120,000
2023	$789.00	$120,000 Land $120,000	$120,000 Land $120,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SOUTHERN PINES serves 24,102 people · EPA ID NC0363010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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