3 Ridgeland St, Pinehurst, NC 28374 Property Records

Moore County property record for 3 Ridgeland St, Pinehurst, NC 28374

Property Summary

Property Type	Other Improved
Lot Size	0.776 acres (33,803 sqft)
Owner	Individual Name on Record
Last Sale	$1,562,000 (Oct 2025)
Tax Bill	$6,404 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8573199909`

Property Details

APN / Parcel Number

Primary APN	`8573199909`
Alternative APNs	`857300199909` `20070954` `97052492` `97028171`

Interior

Plumbing Fixtures	8 Plumbing Fixtures

Exterior

Lot Area	33,803 sqft (0.776 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	97028171
Street Address	3 RIDGELAND ST
City	PINEHURST
State	NC
Zip	28374-4007
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RS3
Legal Description	FOREST CREEK SEC 18 LOT 1860 SOUTHERN PINES MUNI RIDGELAND
Legal Subdivision	FOREST CREEK GOLF COURSE DEVELOPMENT
Legal Lot Number	1860
Jurisdiction	MOORE NC
Township / Civil Division	9, MINERAL SPRINGS
Census Block Group	2
Census Block	2020
Census Tract	950604

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 RIDGELAND ST, PINEHURST, NC 28374-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 9, 2024	Warranty Deed, Transfer · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	May 9, 2024 · Amount on Record
Deed Document Number	202515661
Deed Book / Page	6438 / 597
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Oct 30, 2025
Property Address	3 RIDGELAND ST, PINEHURST, NC 28374-4007
Document Number	006438/597
Book / Page	6438 / 597
Map Reference	CAB 14 SL 17&18
Instrument Date	Oct 27, 2025
Instrument	2025015661
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2841 PLAZA PL # 2103, 2103, RALEIGH, NC 27612-6330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RIDGELAND ST, PINEHURST, NC 28374-4007

Mortgage

Document Number	2025015662
Date	Oct 30, 2025
Instrument	2025015662

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	May 9, 2024
Property Address	3 RIDGELAND ST, PINEHURST, NC 28374-4007
Document Number	006168/498
Book / Page	6168 / 498
Map Reference	CAB 14 SL 17
Instrument Date	Apr 29, 2024
Instrument	2024006073
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Tax	$575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 ELKTON DR, PINEHURST, NC 28374-8529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2841 PLAZA PL STE 210, 210, RALEIGH, NC 27612-6330
Investor	Possibly a Property Investor

Mortgage

Document Number	2024006074
Date	May 9, 2024
Instrument	2024006074

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Southern Pines Town
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,404.00 (+757.3%)	$1,028,840 (+757.37%) Land $120,000 Building $908,840
2025	$747.00 (-2.35%)	$120,000 (-) Land $120,000
2024	$765.00 (-3.04%)	$120,000 (-) Land $120,000	$120,000 (-) Land $120,000
2023	$789.00	$120,000 Land $120,000	$120,000 Land $120,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SOUTHERN PINES serves 24,102 people · EPA ID NC0363010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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