Cumberland County and Westbrook City property record for 7 Richards St, Westbrook, ME 04092 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,444 sqft · built 2022 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (Jul 2026) |
| Tax Bill | $4,545 (2023) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WSBR M:004 L:024-B |
| Primary APN | WSBR M:004 L:024-B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| Gross Area | 2,348 sqft |
| 1st Floor Area | 698 sqft |
| Basement Area | 698 sqft |
| Unfinished Basement | 698 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 7 RICHARDS ST |
|---|---|
| City | WESTBROOK |
| State | ME |
| Zip | 04092-2037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 24-B |
| Jurisdiction | WESTBROOK ME |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2901 |
Source: Cumberland County and Westbrook City records · APN WSBR M:004 L:024-B
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 PITT ST, 2, PORTLAND, ME 04103-4884 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Apr 12, 2024 | Quit Claim Deed, Transfer Quitclaim |
| May 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK |
| Aug 29, 2022 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Aug 29, 2022 · Amount on Record |
| Deed Document Number | 202632175 |
| Deed Book / Page | 42434 / 219 |
| Prior Transfer Date | Mar 08, 2024 |
| Prior Transfer Doc | 0406950275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Recording Date | Jul 31, 2026 |
| Property Address | 7 RICHARDS ST, WESTBROOK, ME 04092-2037 |
| Document Number | 0000032175 |
| Book / Page | 42434 / 219 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202632175 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Jul 31, 2026 |
|---|
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Recording Date | Apr 12, 2024 |
| Property Address | 7 RICHARDS ST, WESTBROOK, ME 04092-2037 |
| Document Number | 0406950275 |
| Book / Page | 40695 / 275 |
| Instrument Date | Mar 08, 2024 |
| Instrument | 11628 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 7 RICHARDS ST, WESTBROOK, ME 04092-2037 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0394290091 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 39429/91 |
| Instrument | 25622 |
| Name | GORHAM SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Recording Date | Aug 29, 2022 |
| Property Address | 7 RICHARDS ST, WESTBROOK, ME 04092-2037 |
| Document Number | 0396780086 |
| Book / Page | 39678 / 86 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 44534 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 179 MECHANIS ST, WESTBROOK, ME 04092-2730 |
| Document Number | 0396780088 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 39678/88 |
| Instrument | 44535 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
Source: Cumberland County and Westbrook City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Westbrook City |
| Unified School District | Westbrook (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $4,545.00 (+9.89%) | $272,500 (+19.26%) Land $62,500 Building $210,000 |
| 2022 | $4,136.00 | $228,500 Land $52,100 Building $176,400 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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