22 Richards St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 22 Richards St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1990
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,375 (2023)
Deeds & Mortgages	Jan 2021 Refinance May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:004 L:244`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:004 L:244`
Alternative APNs	`M:004 B:244` `3283`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,224 sqft Living Area
Gross Area	2,928 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	22 RICHARDS ST
City	WESTBROOK
State	ME
Zip	04092-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	SACO HTS
Legal Lot Number	244
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2010
Census Tract	2901

Owner

Source: Cumberland County and Westbrook City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 RICHARDS ST, WESTBROOK, ME 04092-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
May 11, 2018	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	22 RICHARDS ST, WESTBROOK, ME 04092-2037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0376600007
Date	Jan 6, 2021
Book Page	37660/7
Instrument	892

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	22 RICHARDS ST, WESTBROOK, ME 04092-2037
Document Number	0348450027
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 RICHARDS ST WESTBROOK ME 040922037, WESTBROOK, ME 04092-2037

Mortgage

Document Number	0348450027
Date	May 17, 2018
Book Page	034845/000027
Instrument	22128

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 16, 2033

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,375.00 (+10.23%)	$262,300 (+19.61%) Land $73,300 Building $189,000
2022	$3,969.00	$219,300 Land $61,000 Building $158,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

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